LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,098
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,518
−HK$4,491/mo
Today · 4.125%
HK$151,009
baseline
▲ 0.50% · 4.625%
HK$160,197
+HK$9,188/mo
Deposit HK$31.16M · loan HK$31.16M · min. income ≈ HK$302,018/mo (50% DSR)
Upfront cash ≈ HK$33.81M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,082
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$162,322
−HK$4,301/mo
Today · 4.125%
HK$166,623
baseline
▲ 0.50% · 4.625%
HK$175,406
+HK$8,783/mo
Deposit HK$31.16M · loan HK$31.16M · min. income ≈ HK$333,246/mo (50% DSR)
Upfront cash ≈ HK$33.81M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,517
−HK$10,693/mo
▼ 0.25% · 3.875%
HK$175,821
−HK$5,389/mo
Today · 4.125%
HK$181,210
baseline
▲ 0.50% · 4.625%
HK$192,236
+HK$11,026/mo
Deposit HK$24.93M · loan HK$37.39M · min. income ≈ HK$362,420/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,699
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$194,786
−HK$5,162/mo
Today · 4.125%
HK$199,948
baseline
▲ 0.50% · 4.625%
HK$210,487
+HK$10,539/mo
Deposit HK$24.93M · loan HK$37.39M · min. income ≈ HK$399,896/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,937
−HK$12,475/mo
▼ 0.25% · 3.875%
HK$205,125
−HK$6,287/mo
Today · 4.125%
HK$211,412
baseline
▲ 0.50% · 4.625%
HK$224,276
+HK$12,864/mo
Deposit HK$18.69M · loan HK$43.62M · min. income ≈ HK$422,824/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,315
−HK$11,957/mo
▼ 0.25% · 3.875%
HK$227,251
−HK$6,021/mo
Today · 4.125%
HK$233,272
baseline
▲ 0.50% · 4.625%
HK$245,568
+HK$12,296/mo
Deposit HK$18.69M · loan HK$43.62M · min. income ≈ HK$466,544/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,776
−HK$16,039/mo
▼ 0.25% · 3.875%
HK$263,732
−HK$8,083/mo
Today · 4.125%
HK$271,815
baseline
▲ 0.50% · 4.625%
HK$288,355
+HK$16,540/mo
Deposit HK$6.23M · loan HK$56.08M · min. income ≈ HK$543,630/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,548
−HK$15,373/mo
▼ 0.25% · 3.875%
HK$292,180
−HK$7,741/mo
Today · 4.125%
HK$299,921
baseline
▲ 0.50% · 4.625%
HK$315,731
+HK$15,810/mo
Deposit HK$6.23M · loan HK$56.08M · min. income ≈ HK$599,842/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,648,454 · Scale 2, in force from 26 Feb 2026)