LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,211
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,653
−HK$449/mo
Today · 4.125%
HK$15,102
baseline
▲ 0.50% · 4.625%
HK$16,021
+HK$919/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,204/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,810
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,234
−HK$430/mo
Today · 4.125%
HK$16,664
baseline
▲ 0.50% · 4.625%
HK$17,542
+HK$878/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,328/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,054
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,584
−HK$539/mo
Today · 4.125%
HK$18,123
baseline
▲ 0.50% · 4.625%
HK$19,226
+HK$1,103/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,246/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,972
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,481
−HK$516/mo
Today · 4.125%
HK$19,997
baseline
▲ 0.50% · 4.625%
HK$21,051
+HK$1,054/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$39,994/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,896
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,515
−HK$628/mo
Today · 4.125%
HK$21,143
baseline
▲ 0.50% · 4.625%
HK$22,430
+HK$1,287/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,286/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,134
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,728
−HK$602/mo
Today · 4.125%
HK$23,330
baseline
▲ 0.50% · 4.625%
HK$24,559
+HK$1,229/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,660/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,580
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$808/mo
Today · 4.125%
HK$27,184
baseline
▲ 0.50% · 4.625%
HK$28,839
+HK$1,655/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$54,368/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,458
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,221
−HK$774/mo
Today · 4.125%
HK$29,995
baseline
▲ 0.50% · 4.625%
HK$31,576
+HK$1,581/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$59,990/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,234 · Scale 2, in force from 26 Feb 2026)