LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,127
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,548
−HK$4,492/mo
Today · 4.125%
HK$151,040
baseline
▲ 0.50% · 4.625%
HK$160,230
+HK$9,190/mo
Deposit HK$31.16M · loan HK$31.16M · min. income ≈ HK$302,080/mo (50% DSR)
Upfront cash ≈ HK$33.81M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,115
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,355
−HK$4,302/mo
Today · 4.125%
HK$166,657
baseline
▲ 0.50% · 4.625%
HK$175,442
+HK$8,785/mo
Deposit HK$31.16M · loan HK$31.16M · min. income ≈ HK$333,314/mo (50% DSR)
Upfront cash ≈ HK$33.81M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,552
−HK$10,696/mo
▼ 0.25% · 3.875%
HK$175,858
−HK$5,390/mo
Today · 4.125%
HK$181,248
baseline
▲ 0.50% · 4.625%
HK$192,276
+HK$11,028/mo
Deposit HK$24.93M · loan HK$37.40M · min. income ≈ HK$362,496/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,738
−HK$10,251/mo
▼ 0.25% · 3.875%
HK$194,826
−HK$5,163/mo
Today · 4.125%
HK$199,989
baseline
▲ 0.50% · 4.625%
HK$210,530
+HK$10,541/mo
Deposit HK$24.93M · loan HK$37.40M · min. income ≈ HK$399,978/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,978
−HK$12,477/mo
▼ 0.25% · 3.875%
HK$205,167
−HK$6,288/mo
Today · 4.125%
HK$211,455
baseline
▲ 0.50% · 4.625%
HK$224,322
+HK$12,867/mo
Deposit HK$18.70M · loan HK$43.63M · min. income ≈ HK$422,910/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,361
−HK$11,959/mo
▼ 0.25% · 3.875%
HK$227,298
−HK$6,022/mo
Today · 4.125%
HK$233,320
baseline
▲ 0.50% · 4.625%
HK$245,619
+HK$12,299/mo
Deposit HK$18.70M · loan HK$43.63M · min. income ≈ HK$466,640/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,829
−HK$16,042/mo
▼ 0.25% · 3.875%
HK$263,786
−HK$8,085/mo
Today · 4.125%
HK$271,871
baseline
▲ 0.50% · 4.625%
HK$288,414
+HK$16,543/mo
Deposit HK$6.23M · loan HK$56.10M · min. income ≈ HK$543,742/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,607
−HK$15,376/mo
▼ 0.25% · 3.875%
HK$292,240
−HK$7,743/mo
Today · 4.125%
HK$299,983
baseline
▲ 0.50% · 4.625%
HK$315,796
+HK$15,813/mo
Deposit HK$6.23M · loan HK$56.10M · min. income ≈ HK$599,966/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,649,000 · Scale 2, in force from 26 Feb 2026)