LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,165
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,587
−HK$4,493/mo
Today · 4.125%
HK$151,080
baseline
▲ 0.50% · 4.625%
HK$160,273
+HK$9,193/mo
Deposit HK$31.17M · loan HK$31.17M · min. income ≈ HK$302,160/mo (50% DSR)
Upfront cash ≈ HK$33.82M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,157
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,399
−HK$4,303/mo
Today · 4.125%
HK$166,702
baseline
▲ 0.50% · 4.625%
HK$175,489
+HK$8,787/mo
Deposit HK$31.17M · loan HK$31.17M · min. income ≈ HK$333,404/mo (50% DSR)
Upfront cash ≈ HK$33.82M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,598
−HK$10,698/mo
▼ 0.25% · 3.875%
HK$175,904
−HK$5,392/mo
Today · 4.125%
HK$181,296
baseline
▲ 0.50% · 4.625%
HK$192,327
+HK$11,031/mo
Deposit HK$24.94M · loan HK$37.41M · min. income ≈ HK$362,592/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,788
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$194,878
−HK$5,164/mo
Today · 4.125%
HK$200,042
baseline
▲ 0.50% · 4.625%
HK$210,586
+HK$10,544/mo
Deposit HK$24.94M · loan HK$37.41M · min. income ≈ HK$400,084/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,031
−HK$12,481/mo
▼ 0.25% · 3.875%
HK$205,222
−HK$6,290/mo
Today · 4.125%
HK$211,512
baseline
▲ 0.50% · 4.625%
HK$224,382
+HK$12,870/mo
Deposit HK$18.70M · loan HK$43.64M · min. income ≈ HK$423,024/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,420
−HK$11,962/mo
▼ 0.25% · 3.875%
HK$227,358
−HK$6,024/mo
Today · 4.125%
HK$233,382
baseline
▲ 0.50% · 4.625%
HK$245,684
+HK$12,302/mo
Deposit HK$18.70M · loan HK$43.64M · min. income ≈ HK$466,764/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,897
−HK$16,047/mo
▼ 0.25% · 3.875%
HK$263,856
−HK$8,088/mo
Today · 4.125%
HK$271,944
baseline
▲ 0.50% · 4.625%
HK$288,491
+HK$16,547/mo
Deposit HK$6.23M · loan HK$56.11M · min. income ≈ HK$543,888/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,682
−HK$15,381/mo
▼ 0.25% · 3.875%
HK$292,317
−HK$7,746/mo
Today · 4.125%
HK$300,063
baseline
▲ 0.50% · 4.625%
HK$315,880
+HK$15,817/mo
Deposit HK$6.23M · loan HK$56.11M · min. income ≈ HK$600,126/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,649,703 · Scale 2, in force from 26 Feb 2026)