LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,217
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,660
−HK$449/mo
Today · 4.125%
HK$15,109
baseline
▲ 0.50% · 4.625%
HK$16,028
+HK$919/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,218/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,817
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,241
−HK$430/mo
Today · 4.125%
HK$16,671
baseline
▲ 0.50% · 4.625%
HK$17,550
+HK$879/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,342/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,061
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,591
−HK$540/mo
Today · 4.125%
HK$18,131
baseline
▲ 0.50% · 4.625%
HK$19,234
+HK$1,103/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,262/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,980
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,489
−HK$516/mo
Today · 4.125%
HK$20,005
baseline
▲ 0.50% · 4.625%
HK$21,060
+HK$1,055/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$40,010/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,904
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,523
−HK$629/mo
Today · 4.125%
HK$21,152
baseline
▲ 0.50% · 4.625%
HK$22,439
+HK$1,287/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,304/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,143
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,737
−HK$603/mo
Today · 4.125%
HK$23,340
baseline
▲ 0.50% · 4.625%
HK$24,570
+HK$1,230/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,680/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$809/mo
Today · 4.125%
HK$27,196
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,655/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$54,392/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,233
−HK$775/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,582/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$158,496 · Scale 2, in force from 26 Feb 2026)