LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,173
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,596
−HK$4,493/mo
Today · 4.125%
HK$151,089
baseline
▲ 0.50% · 4.625%
HK$160,282
+HK$9,193/mo
Deposit HK$31.17M · loan HK$31.17M · min. income ≈ HK$302,178/mo (50% DSR)
Upfront cash ≈ HK$33.82M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,167
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,409
−HK$4,303/mo
Today · 4.125%
HK$166,712
baseline
▲ 0.50% · 4.625%
HK$175,499
+HK$8,787/mo
Deposit HK$31.17M · loan HK$31.17M · min. income ≈ HK$333,424/mo (50% DSR)
Upfront cash ≈ HK$33.82M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,608
−HK$10,699/mo
▼ 0.25% · 3.875%
HK$175,915
−HK$5,392/mo
Today · 4.125%
HK$181,307
baseline
▲ 0.50% · 4.625%
HK$192,339
+HK$11,032/mo
Deposit HK$24.94M · loan HK$37.41M · min. income ≈ HK$362,614/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,800
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$194,890
−HK$5,164/mo
Today · 4.125%
HK$200,054
baseline
▲ 0.50% · 4.625%
HK$210,599
+HK$10,545/mo
Deposit HK$24.94M · loan HK$37.41M · min. income ≈ HK$400,108/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,043
−HK$12,482/mo
▼ 0.25% · 3.875%
HK$205,234
−HK$6,291/mo
Today · 4.125%
HK$211,525
baseline
▲ 0.50% · 4.625%
HK$224,395
+HK$12,870/mo
Deposit HK$18.70M · loan HK$43.64M · min. income ≈ HK$423,050/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,433
−HK$11,964/mo
▼ 0.25% · 3.875%
HK$227,372
−HK$6,025/mo
Today · 4.125%
HK$233,397
baseline
▲ 0.50% · 4.625%
HK$245,699
+HK$12,302/mo
Deposit HK$18.70M · loan HK$43.64M · min. income ≈ HK$466,794/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,912
−HK$16,048/mo
▼ 0.25% · 3.875%
HK$263,873
−HK$8,087/mo
Today · 4.125%
HK$271,960
baseline
▲ 0.50% · 4.625%
HK$288,508
+HK$16,548/mo
Deposit HK$6.23M · loan HK$56.11M · min. income ≈ HK$543,920/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,700
−HK$15,381/mo
▼ 0.25% · 3.875%
HK$292,335
−HK$7,746/mo
Today · 4.125%
HK$300,081
baseline
▲ 0.50% · 4.625%
HK$315,899
+HK$15,818/mo
Deposit HK$6.23M · loan HK$56.11M · min. income ≈ HK$600,162/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,649,866 · Scale 2, in force from 26 Feb 2026)