LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,222
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$146,646
−HK$4,495/mo
Today · 4.125%
HK$151,141
baseline
▲ 0.50% · 4.625%
HK$160,338
+HK$9,197/mo
Deposit HK$31.19M · loan HK$31.19M · min. income ≈ HK$302,282/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,221
−HK$8,548/mo
▼ 0.25% · 3.875%
HK$162,465
−HK$4,304/mo
Today · 4.125%
HK$166,769
baseline
▲ 0.50% · 4.625%
HK$175,560
+HK$8,791/mo
Deposit HK$31.19M · loan HK$31.19M · min. income ≈ HK$333,538/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,667
−HK$10,702/mo
▼ 0.25% · 3.875%
HK$175,976
−HK$5,393/mo
Today · 4.125%
HK$181,369
baseline
▲ 0.50% · 4.625%
HK$192,405
+HK$11,036/mo
Deposit HK$24.95M · loan HK$37.42M · min. income ≈ HK$362,738/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,865
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$194,957
−HK$5,166/mo
Today · 4.125%
HK$200,123
baseline
▲ 0.50% · 4.625%
HK$210,672
+HK$10,549/mo
Deposit HK$24.95M · loan HK$37.42M · min. income ≈ HK$400,246/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,111
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$205,305
−HK$6,293/mo
Today · 4.125%
HK$211,598
baseline
▲ 0.50% · 4.625%
HK$224,473
+HK$12,875/mo
Deposit HK$18.71M · loan HK$43.66M · min. income ≈ HK$423,196/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,510
−HK$11,967/mo
▼ 0.25% · 3.875%
HK$227,450
−HK$6,027/mo
Today · 4.125%
HK$233,477
baseline
▲ 0.50% · 4.625%
HK$245,784
+HK$12,307/mo
Deposit HK$18.71M · loan HK$43.66M · min. income ≈ HK$466,954/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,000
−HK$16,054/mo
▼ 0.25% · 3.875%
HK$263,964
−HK$8,090/mo
Today · 4.125%
HK$272,054
baseline
▲ 0.50% · 4.625%
HK$288,608
+HK$16,554/mo
Deposit HK$6.24M · loan HK$56.13M · min. income ≈ HK$544,108/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,798
−HK$15,387/mo
▼ 0.25% · 3.875%
HK$292,436
−HK$7,749/mo
Today · 4.125%
HK$300,185
baseline
▲ 0.50% · 4.625%
HK$316,008
+HK$15,823/mo
Deposit HK$6.24M · loan HK$56.13M · min. income ≈ HK$600,370/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,650,780 · Scale 2, in force from 26 Feb 2026)