LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,230
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$146,654
−HK$4,495/mo
Today · 4.125%
HK$151,149
baseline
▲ 0.50% · 4.625%
HK$160,346
+HK$9,197/mo
Deposit HK$31.19M · loan HK$31.19M · min. income ≈ HK$302,298/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,229
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,473
−HK$4,305/mo
Today · 4.125%
HK$166,778
baseline
▲ 0.50% · 4.625%
HK$175,569
+HK$8,791/mo
Deposit HK$31.19M · loan HK$31.19M · min. income ≈ HK$333,556/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,676
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$175,985
−HK$5,394/mo
Today · 4.125%
HK$181,379
baseline
▲ 0.50% · 4.625%
HK$192,415
+HK$11,036/mo
Deposit HK$24.95M · loan HK$37.42M · min. income ≈ HK$362,758/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,875
−HK$10,259/mo
▼ 0.25% · 3.875%
HK$194,968
−HK$5,166/mo
Today · 4.125%
HK$200,134
baseline
▲ 0.50% · 4.625%
HK$210,683
+HK$10,549/mo
Deposit HK$24.95M · loan HK$37.42M · min. income ≈ HK$400,268/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,122
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$205,316
−HK$6,293/mo
Today · 4.125%
HK$211,609
baseline
▲ 0.50% · 4.625%
HK$224,484
+HK$12,875/mo
Deposit HK$18.71M · loan HK$43.66M · min. income ≈ HK$423,218/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,521
−HK$11,968/mo
▼ 0.25% · 3.875%
HK$227,462
−HK$6,027/mo
Today · 4.125%
HK$233,489
baseline
▲ 0.50% · 4.625%
HK$245,797
+HK$12,308/mo
Deposit HK$18.71M · loan HK$43.66M · min. income ≈ HK$466,978/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,014
−HK$16,054/mo
▼ 0.25% · 3.875%
HK$263,977
−HK$8,091/mo
Today · 4.125%
HK$272,068
baseline
▲ 0.50% · 4.625%
HK$288,623
+HK$16,555/mo
Deposit HK$6.24M · loan HK$56.14M · min. income ≈ HK$544,136/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,813
−HK$15,387/mo
▼ 0.25% · 3.875%
HK$292,451
−HK$7,749/mo
Today · 4.125%
HK$300,200
baseline
▲ 0.50% · 4.625%
HK$316,024
+HK$15,824/mo
Deposit HK$6.24M · loan HK$56.14M · min. income ≈ HK$600,400/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,650,918 · Scale 2, in force from 26 Feb 2026)