LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,244
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$146,669
−HK$4,495/mo
Today · 4.125%
HK$151,164
baseline
▲ 0.50% · 4.625%
HK$160,362
+HK$9,198/mo
Deposit HK$31.19M · loan HK$31.19M · min. income ≈ HK$302,328/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,245
−HK$8,550/mo
▼ 0.25% · 3.875%
HK$162,489
−HK$4,306/mo
Today · 4.125%
HK$166,795
baseline
▲ 0.50% · 4.625%
HK$175,587
+HK$8,792/mo
Deposit HK$31.19M · loan HK$31.19M · min. income ≈ HK$333,590/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,693
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$176,003
−HK$5,394/mo
Today · 4.125%
HK$181,397
baseline
▲ 0.50% · 4.625%
HK$192,435
+HK$11,038/mo
Deposit HK$24.95M · loan HK$37.43M · min. income ≈ HK$362,794/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,894
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$194,987
−HK$5,167/mo
Today · 4.125%
HK$200,154
baseline
▲ 0.50% · 4.625%
HK$210,704
+HK$10,550/mo
Deposit HK$24.95M · loan HK$37.43M · min. income ≈ HK$400,308/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,142
−HK$12,488/mo
▼ 0.25% · 3.875%
HK$205,336
−HK$6,294/mo
Today · 4.125%
HK$211,630
baseline
▲ 0.50% · 4.625%
HK$224,507
+HK$12,877/mo
Deposit HK$18.71M · loan HK$43.67M · min. income ≈ HK$423,260/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,543
−HK$11,970/mo
▼ 0.25% · 3.875%
HK$227,485
−HK$6,028/mo
Today · 4.125%
HK$233,513
baseline
▲ 0.50% · 4.625%
HK$245,821
+HK$12,308/mo
Deposit HK$18.71M · loan HK$43.67M · min. income ≈ HK$467,026/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,040
−HK$16,056/mo
▼ 0.25% · 3.875%
HK$264,004
−HK$8,092/mo
Today · 4.125%
HK$272,096
baseline
▲ 0.50% · 4.625%
HK$288,652
+HK$16,556/mo
Deposit HK$6.24M · loan HK$56.14M · min. income ≈ HK$544,192/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,841
−HK$15,390/mo
▼ 0.25% · 3.875%
HK$292,481
−HK$7,750/mo
Today · 4.125%
HK$300,231
baseline
▲ 0.50% · 4.625%
HK$316,056
+HK$15,825/mo
Deposit HK$6.24M · loan HK$56.14M · min. income ≈ HK$600,462/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,651,184 · Scale 2, in force from 26 Feb 2026)