LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,226
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,669
−HK$450/mo
Today · 4.125%
HK$15,119
baseline
▲ 0.50% · 4.625%
HK$16,038
+HK$919/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,238/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,827
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,251
−HK$431/mo
Today · 4.125%
HK$16,682
baseline
▲ 0.50% · 4.625%
HK$17,561
+HK$879/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,364/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,072
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,603
−HK$539/mo
Today · 4.125%
HK$18,142
baseline
▲ 0.50% · 4.625%
HK$19,246
+HK$1,104/mo
Deposit HK$2.50M · loan HK$3.74M · min. income ≈ HK$36,284/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,992
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,501
−HK$517/mo
Today · 4.125%
HK$20,018
baseline
▲ 0.50% · 4.625%
HK$21,073
+HK$1,055/mo
Deposit HK$2.50M · loan HK$3.74M · min. income ≈ HK$40,036/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,917
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,536
−HK$630/mo
Today · 4.125%
HK$21,166
baseline
▲ 0.50% · 4.625%
HK$22,454
+HK$1,288/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,332/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,157
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,752
−HK$602/mo
Today · 4.125%
HK$23,354
baseline
▲ 0.50% · 4.625%
HK$24,586
+HK$1,232/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,708/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,607
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,404
−HK$809/mo
Today · 4.125%
HK$27,213
baseline
▲ 0.50% · 4.625%
HK$28,869
+HK$1,656/mo
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$54,426/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,488
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,252
−HK$775/mo
Today · 4.125%
HK$30,027
baseline
▲ 0.50% · 4.625%
HK$31,610
+HK$1,583/mo
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$60,054/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$158,895 · Scale 2, in force from 26 Feb 2026)