LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,285
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$146,711
−HK$4,497/mo
Today · 4.125%
HK$151,208
baseline
▲ 0.50% · 4.625%
HK$160,408
+HK$9,200/mo
Deposit HK$31.20M · loan HK$31.20M · min. income ≈ HK$302,416/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,291
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$162,536
−HK$4,307/mo
Today · 4.125%
HK$166,843
baseline
▲ 0.50% · 4.625%
HK$175,637
+HK$8,794/mo
Deposit HK$31.20M · loan HK$31.20M · min. income ≈ HK$333,686/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,742
−HK$10,707/mo
▼ 0.25% · 3.875%
HK$176,053
−HK$5,396/mo
Today · 4.125%
HK$181,449
baseline
▲ 0.50% · 4.625%
HK$192,490
+HK$11,041/mo
Deposit HK$24.96M · loan HK$37.44M · min. income ≈ HK$362,898/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,949
−HK$10,262/mo
▼ 0.25% · 3.875%
HK$195,043
−HK$5,168/mo
Today · 4.125%
HK$200,211
baseline
▲ 0.50% · 4.625%
HK$210,764
+HK$10,553/mo
Deposit HK$24.96M · loan HK$37.44M · min. income ≈ HK$400,422/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,199
−HK$12,492/mo
▼ 0.25% · 3.875%
HK$205,395
−HK$6,296/mo
Today · 4.125%
HK$211,691
baseline
▲ 0.50% · 4.625%
HK$224,571
+HK$12,880/mo
Deposit HK$18.72M · loan HK$43.68M · min. income ≈ HK$423,382/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,607
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$227,550
−HK$6,030/mo
Today · 4.125%
HK$233,580
baseline
▲ 0.50% · 4.625%
HK$245,892
+HK$12,312/mo
Deposit HK$18.72M · loan HK$43.68M · min. income ≈ HK$467,160/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,113
−HK$16,061/mo
▼ 0.25% · 3.875%
HK$264,080
−HK$8,094/mo
Today · 4.125%
HK$272,174
baseline
▲ 0.50% · 4.625%
HK$288,735
+HK$16,561/mo
Deposit HK$6.24M · loan HK$56.16M · min. income ≈ HK$544,348/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,923
−HK$15,394/mo
▼ 0.25% · 3.875%
HK$292,565
−HK$7,752/mo
Today · 4.125%
HK$300,317
baseline
▲ 0.50% · 4.625%
HK$316,147
+HK$15,830/mo
Deposit HK$6.24M · loan HK$56.16M · min. income ≈ HK$600,634/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,651,944 · Scale 2, in force from 26 Feb 2026)