LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,302
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$146,728
−HK$4,497/mo
Today · 4.125%
HK$151,225
baseline
▲ 0.50% · 4.625%
HK$160,427
+HK$9,202/mo
Deposit HK$31.20M · loan HK$31.20M · min. income ≈ HK$302,450/mo (50% DSR)
Upfront cash ≈ HK$33.86M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,309
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$162,555
−HK$4,307/mo
Today · 4.125%
HK$166,862
baseline
▲ 0.50% · 4.625%
HK$175,658
+HK$8,796/mo
Deposit HK$31.20M · loan HK$31.20M · min. income ≈ HK$333,724/mo (50% DSR)
Upfront cash ≈ HK$33.86M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,762
−HK$10,708/mo
▼ 0.25% · 3.875%
HK$176,074
−HK$5,396/mo
Today · 4.125%
HK$181,470
baseline
▲ 0.50% · 4.625%
HK$192,512
+HK$11,042/mo
Deposit HK$24.96M · loan HK$37.44M · min. income ≈ HK$362,940/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,971
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$195,066
−HK$5,168/mo
Today · 4.125%
HK$200,234
baseline
▲ 0.50% · 4.625%
HK$210,789
+HK$10,555/mo
Deposit HK$24.96M · loan HK$37.44M · min. income ≈ HK$400,468/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,222
−HK$12,493/mo
▼ 0.25% · 3.875%
HK$205,419
−HK$6,296/mo
Today · 4.125%
HK$211,715
baseline
▲ 0.50% · 4.625%
HK$224,598
+HK$12,883/mo
Deposit HK$18.72M · loan HK$43.68M · min. income ≈ HK$423,430/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,633
−HK$11,974/mo
▼ 0.25% · 3.875%
HK$227,577
−HK$6,030/mo
Today · 4.125%
HK$233,607
baseline
▲ 0.50% · 4.625%
HK$245,921
+HK$12,314/mo
Deposit HK$18.72M · loan HK$43.68M · min. income ≈ HK$467,214/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,143
−HK$16,062/mo
▼ 0.25% · 3.875%
HK$264,110
−HK$8,095/mo
Today · 4.125%
HK$272,205
baseline
▲ 0.50% · 4.625%
HK$288,768
+HK$16,563/mo
Deposit HK$6.24M · loan HK$56.17M · min. income ≈ HK$544,410/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,956
−HK$15,396/mo
▼ 0.25% · 3.875%
HK$292,599
−HK$7,753/mo
Today · 4.125%
HK$300,352
baseline
▲ 0.50% · 4.625%
HK$316,184
+HK$15,832/mo
Deposit HK$6.24M · loan HK$56.17M · min. income ≈ HK$600,704/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,652,254 · Scale 2, in force from 26 Feb 2026)