LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,308
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,734
−HK$4,498/mo
Today · 4.125%
HK$151,232
baseline
▲ 0.50% · 4.625%
HK$160,434
+HK$9,202/mo
Deposit HK$31.20M · loan HK$31.20M · min. income ≈ HK$302,464/mo (50% DSR)
Upfront cash ≈ HK$33.86M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,316
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$162,562
−HK$4,307/mo
Today · 4.125%
HK$166,869
baseline
▲ 0.50% · 4.625%
HK$175,665
+HK$8,796/mo
Deposit HK$31.20M · loan HK$31.20M · min. income ≈ HK$333,738/mo (50% DSR)
Upfront cash ≈ HK$33.86M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,769
−HK$10,709/mo
▼ 0.25% · 3.875%
HK$176,081
−HK$5,397/mo
Today · 4.125%
HK$181,478
baseline
▲ 0.50% · 4.625%
HK$192,521
+HK$11,043/mo
Deposit HK$24.96M · loan HK$37.45M · min. income ≈ HK$362,956/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,979
−HK$10,264/mo
▼ 0.25% · 3.875%
HK$195,074
−HK$5,169/mo
Today · 4.125%
HK$200,243
baseline
▲ 0.50% · 4.625%
HK$210,798
+HK$10,555/mo
Deposit HK$24.96M · loan HK$37.45M · min. income ≈ HK$400,486/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,231
−HK$12,494/mo
▼ 0.25% · 3.875%
HK$205,428
−HK$6,297/mo
Today · 4.125%
HK$211,725
baseline
▲ 0.50% · 4.625%
HK$224,607
+HK$12,882/mo
Deposit HK$18.72M · loan HK$43.69M · min. income ≈ HK$423,450/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,642
−HK$11,975/mo
▼ 0.25% · 3.875%
HK$227,587
−HK$6,030/mo
Today · 4.125%
HK$233,617
baseline
▲ 0.50% · 4.625%
HK$245,931
+HK$12,314/mo
Deposit HK$18.72M · loan HK$43.69M · min. income ≈ HK$467,234/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,154
−HK$16,063/mo
▼ 0.25% · 3.875%
HK$264,122
−HK$8,095/mo
Today · 4.125%
HK$272,217
baseline
▲ 0.50% · 4.625%
HK$288,781
+HK$16,564/mo
Deposit HK$6.24M · loan HK$56.17M · min. income ≈ HK$544,434/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,969
−HK$15,396/mo
▼ 0.25% · 3.875%
HK$292,612
−HK$7,753/mo
Today · 4.125%
HK$300,365
baseline
▲ 0.50% · 4.625%
HK$316,197
+HK$15,832/mo
Deposit HK$6.24M · loan HK$56.17M · min. income ≈ HK$600,730/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$2,652,370 · Scale 2, in force from 26 Feb 2026)