LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,344
−HK$8,926/mo
▼ 0.25% · 3.875%
HK$146,771
−HK$4,499/mo
Today · 4.125%
HK$151,270
baseline
▲ 0.50% · 4.625%
HK$160,474
+HK$9,204/mo
Deposit HK$31.21M · loan HK$31.21M · min. income ≈ HK$302,540/mo (50% DSR)
Upfront cash ≈ HK$33.87M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,356
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$162,603
−HK$4,309/mo
Today · 4.125%
HK$166,912
baseline
▲ 0.50% · 4.625%
HK$175,710
+HK$8,798/mo
Deposit HK$31.21M · loan HK$31.21M · min. income ≈ HK$333,824/mo (50% DSR)
Upfront cash ≈ HK$33.87M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,813
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$176,126
−HK$5,398/mo
Today · 4.125%
HK$181,524
baseline
▲ 0.50% · 4.625%
HK$192,569
+HK$11,045/mo
Deposit HK$24.97M · loan HK$37.45M · min. income ≈ HK$363,048/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,027
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$195,124
−HK$5,170/mo
Today · 4.125%
HK$200,294
baseline
▲ 0.50% · 4.625%
HK$210,852
+HK$10,558/mo
Deposit HK$24.97M · loan HK$37.45M · min. income ≈ HK$400,588/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,281
−HK$12,497/mo
▼ 0.25% · 3.875%
HK$205,480
−HK$6,298/mo
Today · 4.125%
HK$211,778
baseline
▲ 0.50% · 4.625%
HK$224,664
+HK$12,886/mo
Deposit HK$18.73M · loan HK$43.70M · min. income ≈ HK$423,556/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,698
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$227,644
−HK$6,032/mo
Today · 4.125%
HK$233,676
baseline
▲ 0.50% · 4.625%
HK$245,993
+HK$12,317/mo
Deposit HK$18.73M · loan HK$43.70M · min. income ≈ HK$467,352/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,219
−HK$16,067/mo
▼ 0.25% · 3.875%
HK$264,189
−HK$8,097/mo
Today · 4.125%
HK$272,286
baseline
▲ 0.50% · 4.625%
HK$288,854
+HK$16,568/mo
Deposit HK$6.24M · loan HK$56.18M · min. income ≈ HK$544,572/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,041
−HK$15,400/mo
▼ 0.25% · 3.875%
HK$292,685
−HK$7,756/mo
Today · 4.125%
HK$300,441
baseline
▲ 0.50% · 4.625%
HK$316,277
+HK$15,836/mo
Deposit HK$6.24M · loan HK$56.18M · min. income ≈ HK$600,882/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,653,040 · Scale 2, in force from 26 Feb 2026)