LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,391
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,821
−HK$4,500/mo
Today · 4.125%
HK$151,321
baseline
▲ 0.50% · 4.625%
HK$160,528
+HK$9,207/mo
Deposit HK$31.22M · loan HK$31.22M · min. income ≈ HK$302,642/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,409
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,657
−HK$4,310/mo
Today · 4.125%
HK$166,967
baseline
▲ 0.50% · 4.625%
HK$175,768
+HK$8,801/mo
Deposit HK$31.22M · loan HK$31.22M · min. income ≈ HK$333,934/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,870
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$176,185
−HK$5,400/mo
Today · 4.125%
HK$181,585
baseline
▲ 0.50% · 4.625%
HK$192,634
+HK$11,049/mo
Deposit HK$24.98M · loan HK$37.47M · min. income ≈ HK$363,170/mo (50% DSR)
Upfront cash ≈ HK$27.63M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,091
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$195,189
−HK$5,172/mo
Today · 4.125%
HK$200,361
baseline
▲ 0.50% · 4.625%
HK$210,922
+HK$10,561/mo
Deposit HK$24.98M · loan HK$37.47M · min. income ≈ HK$400,722/mo (50% DSR)
Upfront cash ≈ HK$27.63M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,348
−HK$12,501/mo
▼ 0.25% · 3.875%
HK$205,549
−HK$6,300/mo
Today · 4.125%
HK$211,849
baseline
▲ 0.50% · 4.625%
HK$224,739
+HK$12,890/mo
Deposit HK$18.73M · loan HK$43.71M · min. income ≈ HK$423,698/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,773
−HK$11,981/mo
▼ 0.25% · 3.875%
HK$227,720
−HK$6,034/mo
Today · 4.125%
HK$233,754
baseline
▲ 0.50% · 4.625%
HK$246,076
+HK$12,322/mo
Deposit HK$18.73M · loan HK$43.71M · min. income ≈ HK$467,508/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,305
−HK$16,072/mo
▼ 0.25% · 3.875%
HK$264,277
−HK$8,100/mo
Today · 4.125%
HK$272,377
baseline
▲ 0.50% · 4.625%
HK$288,951
+HK$16,574/mo
Deposit HK$6.24M · loan HK$56.20M · min. income ≈ HK$544,754/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,136
−HK$15,405/mo
▼ 0.25% · 3.875%
HK$292,783
−HK$7,758/mo
Today · 4.125%
HK$300,541
baseline
▲ 0.50% · 4.625%
HK$316,383
+HK$15,842/mo
Deposit HK$6.24M · loan HK$56.20M · min. income ≈ HK$601,082/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,653,928 · Scale 2, in force from 26 Feb 2026)