LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,413
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$146,843
−HK$4,501/mo
Today · 4.125%
HK$151,344
baseline
▲ 0.50% · 4.625%
HK$160,552
+HK$9,208/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$302,688/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,433
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$162,682
−HK$4,311/mo
Today · 4.125%
HK$166,993
baseline
▲ 0.50% · 4.625%
HK$175,795
+HK$8,802/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$333,986/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,896
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$176,211
−HK$5,401/mo
Today · 4.125%
HK$181,612
baseline
▲ 0.50% · 4.625%
HK$192,663
+HK$11,051/mo
Deposit HK$24.98M · loan HK$37.47M · min. income ≈ HK$363,224/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,120
−HK$10,271/mo
▼ 0.25% · 3.875%
HK$195,219
−HK$5,172/mo
Today · 4.125%
HK$200,391
baseline
▲ 0.50% · 4.625%
HK$210,954
+HK$10,563/mo
Deposit HK$24.98M · loan HK$37.47M · min. income ≈ HK$400,782/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,378
−HK$12,503/mo
▼ 0.25% · 3.875%
HK$205,580
−HK$6,301/mo
Today · 4.125%
HK$211,881
baseline
▲ 0.50% · 4.625%
HK$224,773
+HK$12,892/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$423,762/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,806
−HK$11,984/mo
▼ 0.25% · 3.875%
HK$227,755
−HK$6,035/mo
Today · 4.125%
HK$233,790
baseline
▲ 0.50% · 4.625%
HK$246,113
+HK$12,323/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$467,580/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,343
−HK$16,075/mo
▼ 0.25% · 3.875%
HK$264,317
−HK$8,101/mo
Today · 4.125%
HK$272,418
baseline
▲ 0.50% · 4.625%
HK$288,994
+HK$16,576/mo
Deposit HK$6.25M · loan HK$56.21M · min. income ≈ HK$544,836/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,179
−HK$15,408/mo
▼ 0.25% · 3.875%
HK$292,828
−HK$7,759/mo
Today · 4.125%
HK$300,587
baseline
▲ 0.50% · 4.625%
HK$316,431
+HK$15,844/mo
Deposit HK$6.25M · loan HK$56.21M · min. income ≈ HK$601,174/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,330 · Scale 2, in force from 26 Feb 2026)