LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,242
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,685
−HK$450/mo
Today · 4.125%
HK$15,135
baseline
▲ 0.50% · 4.625%
HK$16,056
+HK$921/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,270/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,844
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,269
−HK$431/mo
Today · 4.125%
HK$16,700
baseline
▲ 0.50% · 4.625%
HK$17,580
+HK$880/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,400/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,090
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,622
−HK$540/mo
Today · 4.125%
HK$18,162
baseline
▲ 0.50% · 4.625%
HK$19,267
+HK$1,105/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,324/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,012
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,522
−HK$518/mo
Today · 4.125%
HK$20,040
baseline
▲ 0.50% · 4.625%
HK$21,096
+HK$1,056/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,080/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,938
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,558
−HK$631/mo
Today · 4.125%
HK$21,189
baseline
▲ 0.50% · 4.625%
HK$22,478
+HK$1,289/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,378/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,181
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,776
−HK$603/mo
Today · 4.125%
HK$23,379
baseline
▲ 0.50% · 4.625%
HK$24,612
+HK$1,233/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,758/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,635
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,432
−HK$810/mo
Today · 4.125%
HK$27,242
baseline
▲ 0.50% · 4.625%
HK$28,900
+HK$1,658/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,484/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,519
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,283
−HK$776/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,644
+HK$1,585/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,562 · Scale 2, in force from 26 Feb 2026)