LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,416
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$146,846
−HK$4,501/mo
Today · 4.125%
HK$151,347
baseline
▲ 0.50% · 4.625%
HK$160,556
+HK$9,209/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$302,694/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,437
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$162,686
−HK$4,311/mo
Today · 4.125%
HK$166,997
baseline
▲ 0.50% · 4.625%
HK$175,799
+HK$8,802/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$333,994/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,900
−HK$10,717/mo
▼ 0.25% · 3.875%
HK$176,216
−HK$5,401/mo
Today · 4.125%
HK$181,617
baseline
▲ 0.50% · 4.625%
HK$192,668
+HK$11,051/mo
Deposit HK$24.98M · loan HK$37.47M · min. income ≈ HK$363,234/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,124
−HK$10,272/mo
▼ 0.25% · 3.875%
HK$195,223
−HK$5,173/mo
Today · 4.125%
HK$200,396
baseline
▲ 0.50% · 4.625%
HK$210,959
+HK$10,563/mo
Deposit HK$24.98M · loan HK$37.47M · min. income ≈ HK$400,792/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,383
−HK$12,503/mo
▼ 0.25% · 3.875%
HK$205,585
−HK$6,301/mo
Today · 4.125%
HK$211,886
baseline
▲ 0.50% · 4.625%
HK$224,779
+HK$12,893/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$423,772/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,812
−HK$11,983/mo
▼ 0.25% · 3.875%
HK$227,760
−HK$6,035/mo
Today · 4.125%
HK$233,795
baseline
▲ 0.50% · 4.625%
HK$246,119
+HK$12,324/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$467,590/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,349
−HK$16,076/mo
▼ 0.25% · 3.875%
HK$264,323
−HK$8,102/mo
Today · 4.125%
HK$272,425
baseline
▲ 0.50% · 4.625%
HK$289,001
+HK$16,576/mo
Deposit HK$6.25M · loan HK$56.21M · min. income ≈ HK$544,850/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,186
−HK$15,408/mo
▼ 0.25% · 3.875%
HK$292,835
−HK$7,759/mo
Today · 4.125%
HK$300,594
baseline
▲ 0.50% · 4.625%
HK$316,439
+HK$15,845/mo
Deposit HK$6.25M · loan HK$56.21M · min. income ≈ HK$601,188/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,393 · Scale 2, in force from 26 Feb 2026)