LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,429
−HK$8,932/mo
▼ 0.25% · 3.875%
HK$146,860
−HK$4,501/mo
Today · 4.125%
HK$151,361
baseline
▲ 0.50% · 4.625%
HK$160,571
+HK$9,210/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$302,722/mo (50% DSR)
Upfront cash ≈ HK$33.89M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,451
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$162,701
−HK$4,311/mo
Today · 4.125%
HK$167,012
baseline
▲ 0.50% · 4.625%
HK$175,815
+HK$8,803/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$334,024/mo (50% DSR)
Upfront cash ≈ HK$33.89M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,915
−HK$10,718/mo
▼ 0.25% · 3.875%
HK$176,232
−HK$5,401/mo
Today · 4.125%
HK$181,633
baseline
▲ 0.50% · 4.625%
HK$192,685
+HK$11,052/mo
Deposit HK$24.98M · loan HK$37.48M · min. income ≈ HK$363,266/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,142
−HK$10,272/mo
▼ 0.25% · 3.875%
HK$195,241
−HK$5,173/mo
Today · 4.125%
HK$200,414
baseline
▲ 0.50% · 4.625%
HK$210,979
+HK$10,565/mo
Deposit HK$24.98M · loan HK$37.48M · min. income ≈ HK$400,828/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,401
−HK$12,504/mo
▼ 0.25% · 3.875%
HK$205,604
−HK$6,301/mo
Today · 4.125%
HK$211,905
baseline
▲ 0.50% · 4.625%
HK$224,799
+HK$12,894/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$423,810/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,832
−HK$11,985/mo
▼ 0.25% · 3.875%
HK$227,781
−HK$6,036/mo
Today · 4.125%
HK$233,817
baseline
▲ 0.50% · 4.625%
HK$246,142
+HK$12,325/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$467,634/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,373
−HK$16,077/mo
▼ 0.25% · 3.875%
HK$264,348
−HK$8,102/mo
Today · 4.125%
HK$272,450
baseline
▲ 0.50% · 4.625%
HK$289,028
+HK$16,578/mo
Deposit HK$6.25M · loan HK$56.22M · min. income ≈ HK$544,900/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,212
−HK$15,410/mo
▼ 0.25% · 3.875%
HK$292,862
−HK$7,760/mo
Today · 4.125%
HK$300,622
baseline
▲ 0.50% · 4.625%
HK$316,468
+HK$15,846/mo
Deposit HK$6.25M · loan HK$56.22M · min. income ≈ HK$601,244/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,637 · Scale 2, in force from 26 Feb 2026)