LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,243
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,686
−HK$450/mo
Today · 4.125%
HK$15,136
baseline
▲ 0.50% · 4.625%
HK$16,057
+HK$921/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,272/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,845
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,270
−HK$431/mo
Today · 4.125%
HK$16,701
baseline
▲ 0.50% · 4.625%
HK$17,582
+HK$881/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,402/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,092
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,623
−HK$541/mo
Today · 4.125%
HK$18,164
baseline
▲ 0.50% · 4.625%
HK$19,269
+HK$1,105/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,328/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,014
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,524
−HK$518/mo
Today · 4.125%
HK$20,042
baseline
▲ 0.50% · 4.625%
HK$21,098
+HK$1,056/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,084/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,940
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,561
−HK$630/mo
Today · 4.125%
HK$21,191
baseline
▲ 0.50% · 4.625%
HK$22,480
+HK$1,289/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,382/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,779
−HK$603/mo
Today · 4.125%
HK$23,382
baseline
▲ 0.50% · 4.625%
HK$24,615
+HK$1,233/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,764/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,638
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$810/mo
Today · 4.125%
HK$27,245
baseline
▲ 0.50% · 4.625%
HK$28,903
+HK$1,658/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,490/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,287
−HK$776/mo
Today · 4.125%
HK$30,063
baseline
▲ 0.50% · 4.625%
HK$31,647
+HK$1,584/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$60,126/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,632 · Scale 2, in force from 26 Feb 2026)