LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,433
−HK$8,932/mo
▼ 0.25% · 3.875%
HK$146,864
−HK$4,501/mo
Today · 4.125%
HK$151,365
baseline
▲ 0.50% · 4.625%
HK$160,575
+HK$9,210/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$302,730/mo (50% DSR)
Upfront cash ≈ HK$33.89M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,456
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$162,705
−HK$4,312/mo
Today · 4.125%
HK$167,017
baseline
▲ 0.50% · 4.625%
HK$175,820
+HK$8,803/mo
Deposit HK$31.23M · loan HK$31.23M · min. income ≈ HK$334,034/mo (50% DSR)
Upfront cash ≈ HK$33.89M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,920
−HK$10,718/mo
▼ 0.25% · 3.875%
HK$176,237
−HK$5,401/mo
Today · 4.125%
HK$181,638
baseline
▲ 0.50% · 4.625%
HK$192,690
+HK$11,052/mo
Deposit HK$24.99M · loan HK$37.48M · min. income ≈ HK$363,276/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,147
−HK$10,273/mo
▼ 0.25% · 3.875%
HK$195,246
−HK$5,174/mo
Today · 4.125%
HK$200,420
baseline
▲ 0.50% · 4.625%
HK$210,984
+HK$10,564/mo
Deposit HK$24.99M · loan HK$37.48M · min. income ≈ HK$400,840/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,407
−HK$12,504/mo
▼ 0.25% · 3.875%
HK$205,609
−HK$6,302/mo
Today · 4.125%
HK$211,911
baseline
▲ 0.50% · 4.625%
HK$224,806
+HK$12,895/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$423,822/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,838
−HK$11,985/mo
▼ 0.25% · 3.875%
HK$227,787
−HK$6,036/mo
Today · 4.125%
HK$233,823
baseline
▲ 0.50% · 4.625%
HK$246,148
+HK$12,325/mo
Deposit HK$18.74M · loan HK$43.72M · min. income ≈ HK$467,646/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,380
−HK$16,077/mo
▼ 0.25% · 3.875%
HK$264,355
−HK$8,102/mo
Today · 4.125%
HK$272,457
baseline
▲ 0.50% · 4.625%
HK$289,036
+HK$16,579/mo
Deposit HK$6.25M · loan HK$56.22M · min. income ≈ HK$544,914/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,220
−HK$15,410/mo
▼ 0.25% · 3.875%
HK$292,870
−HK$7,760/mo
Today · 4.125%
HK$300,630
baseline
▲ 0.50% · 4.625%
HK$316,476
+HK$15,846/mo
Deposit HK$6.25M · loan HK$56.22M · min. income ≈ HK$601,260/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,654,709 · Scale 2, in force from 26 Feb 2026)