LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,245
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,688
−HK$451/mo
Today · 4.125%
HK$15,139
baseline
▲ 0.50% · 4.625%
HK$16,060
+HK$921/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,278/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,848
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,273
−HK$431/mo
Today · 4.125%
HK$16,704
baseline
▲ 0.50% · 4.625%
HK$17,584
+HK$880/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,408/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,094
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,626
−HK$540/mo
Today · 4.125%
HK$18,166
baseline
▲ 0.50% · 4.625%
HK$19,272
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,332/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,527
−HK$518/mo
Today · 4.125%
HK$20,045
baseline
▲ 0.50% · 4.625%
HK$21,101
+HK$1,056/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,090/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,943
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$630/mo
Today · 4.125%
HK$21,194
baseline
▲ 0.50% · 4.625%
HK$22,484
+HK$1,290/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,388/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$604/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,618
+HK$1,232/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,439
−HK$810/mo
Today · 4.125%
HK$27,249
baseline
▲ 0.50% · 4.625%
HK$28,908
+HK$1,659/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,498/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,526
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,291
−HK$776/mo
Today · 4.125%
HK$30,067
baseline
▲ 0.50% · 4.625%
HK$31,652
+HK$1,585/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$60,134/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,723 · Scale 2, in force from 26 Feb 2026)