LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,248
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,691
−HK$450/mo
Today · 4.125%
HK$15,141
baseline
▲ 0.50% · 4.625%
HK$16,062
+HK$921/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,282/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,850
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,275
−HK$432/mo
Today · 4.125%
HK$16,707
baseline
▲ 0.50% · 4.625%
HK$17,587
+HK$880/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,414/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,097
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,629
−HK$540/mo
Today · 4.125%
HK$18,169
baseline
▲ 0.50% · 4.625%
HK$19,275
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,338/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,020
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,530
−HK$518/mo
Today · 4.125%
HK$20,048
baseline
▲ 0.50% · 4.625%
HK$21,105
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,096/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,947
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,567
−HK$630/mo
Today · 4.125%
HK$21,197
baseline
▲ 0.50% · 4.625%
HK$22,487
+HK$1,290/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,394/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,190
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,786
−HK$603/mo
Today · 4.125%
HK$23,389
baseline
▲ 0.50% · 4.625%
HK$24,622
+HK$1,233/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,778/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,646
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,443
−HK$811/mo
Today · 4.125%
HK$27,254
baseline
▲ 0.50% · 4.625%
HK$28,912
+HK$1,658/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,508/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,296
−HK$776/mo
Today · 4.125%
HK$30,072
baseline
▲ 0.50% · 4.625%
HK$31,657
+HK$1,585/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$60,144/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,824 · Scale 2, in force from 26 Feb 2026)