LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,484
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$146,916
−HK$4,503/mo
Today · 4.125%
HK$151,419
baseline
▲ 0.50% · 4.625%
HK$160,632
+HK$9,213/mo
Deposit HK$31.24M · loan HK$31.24M · min. income ≈ HK$302,838/mo (50% DSR)
Upfront cash ≈ HK$33.90M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,512
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$162,763
−HK$4,313/mo
Today · 4.125%
HK$167,076
baseline
▲ 0.50% · 4.625%
HK$175,883
+HK$8,807/mo
Deposit HK$31.24M · loan HK$31.24M · min. income ≈ HK$334,152/mo (50% DSR)
Upfront cash ≈ HK$33.90M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,981
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$176,299
−HK$5,404/mo
Today · 4.125%
HK$181,703
baseline
▲ 0.50% · 4.625%
HK$192,759
+HK$11,056/mo
Deposit HK$24.99M · loan HK$37.49M · min. income ≈ HK$363,406/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,214
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$195,316
−HK$5,175/mo
Today · 4.125%
HK$200,491
baseline
▲ 0.50% · 4.625%
HK$211,059
+HK$10,568/mo
Deposit HK$24.99M · loan HK$37.49M · min. income ≈ HK$400,982/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,477
−HK$12,509/mo
▼ 0.25% · 3.875%
HK$205,682
−HK$6,304/mo
Today · 4.125%
HK$211,986
baseline
▲ 0.50% · 4.625%
HK$224,885
+HK$12,899/mo
Deposit HK$18.75M · loan HK$43.74M · min. income ≈ HK$423,972/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,917
−HK$11,989/mo
▼ 0.25% · 3.875%
HK$227,868
−HK$6,038/mo
Today · 4.125%
HK$233,906
baseline
▲ 0.50% · 4.625%
HK$246,236
+HK$12,330/mo
Deposit HK$18.75M · loan HK$43.74M · min. income ≈ HK$467,812/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,471
−HK$16,083/mo
▼ 0.25% · 3.875%
HK$264,449
−HK$8,105/mo
Today · 4.125%
HK$272,554
baseline
▲ 0.50% · 4.625%
HK$289,138
+HK$16,584/mo
Deposit HK$6.25M · loan HK$56.24M · min. income ≈ HK$545,108/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,321
−HK$15,415/mo
▼ 0.25% · 3.875%
HK$292,974
−HK$7,762/mo
Today · 4.125%
HK$300,736
baseline
▲ 0.50% · 4.625%
HK$316,589
+HK$15,853/mo
Deposit HK$6.25M · loan HK$56.24M · min. income ≈ HK$601,472/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$2,655,651 · Scale 2, in force from 26 Feb 2026)