LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,498
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$146,931
−HK$4,503/mo
Today · 4.125%
HK$151,434
baseline
▲ 0.50% · 4.625%
HK$160,648
+HK$9,214/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$302,868/mo (50% DSR)
Upfront cash ≈ HK$33.90M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,528
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$162,779
−HK$4,313/mo
Today · 4.125%
HK$167,092
baseline
▲ 0.50% · 4.625%
HK$175,900
+HK$8,808/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$334,184/mo (50% DSR)
Upfront cash ≈ HK$33.90M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,998
−HK$10,723/mo
▼ 0.25% · 3.875%
HK$176,317
−HK$5,404/mo
Today · 4.125%
HK$181,721
baseline
▲ 0.50% · 4.625%
HK$192,778
+HK$11,057/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$363,442/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,233
−HK$10,278/mo
▼ 0.25% · 3.875%
HK$195,335
−HK$5,176/mo
Today · 4.125%
HK$200,511
baseline
▲ 0.50% · 4.625%
HK$211,080
+HK$10,569/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$401,022/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,497
−HK$12,511/mo
▼ 0.25% · 3.875%
HK$205,703
−HK$6,305/mo
Today · 4.125%
HK$212,008
baseline
▲ 0.50% · 4.625%
HK$224,908
+HK$12,900/mo
Deposit HK$18.75M · loan HK$43.74M · min. income ≈ HK$424,016/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,939
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$227,891
−HK$6,038/mo
Today · 4.125%
HK$233,929
baseline
▲ 0.50% · 4.625%
HK$246,260
+HK$12,331/mo
Deposit HK$18.75M · loan HK$43.74M · min. income ≈ HK$467,858/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,497
−HK$16,084/mo
▼ 0.25% · 3.875%
HK$264,475
−HK$8,106/mo
Today · 4.125%
HK$272,581
baseline
▲ 0.50% · 4.625%
HK$289,167
+HK$16,586/mo
Deposit HK$6.25M · loan HK$56.24M · min. income ≈ HK$545,162/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,350
−HK$15,416/mo
▼ 0.25% · 3.875%
HK$293,003
−HK$7,763/mo
Today · 4.125%
HK$300,766
baseline
▲ 0.50% · 4.625%
HK$316,620
+HK$15,854/mo
Deposit HK$6.25M · loan HK$56.24M · min. income ≈ HK$601,532/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,655,916 · Scale 2, in force from 26 Feb 2026)