LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,250
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,693
−HK$451/mo
Today · 4.125%
HK$15,144
baseline
▲ 0.50% · 4.625%
HK$16,065
+HK$921/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,288/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,853
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,278
−HK$432/mo
Today · 4.125%
HK$16,710
baseline
▲ 0.50% · 4.625%
HK$17,590
+HK$880/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,420/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,100
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,632
−HK$541/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,278
+HK$1,105/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,024
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,534
−HK$518/mo
Today · 4.125%
HK$20,052
baseline
▲ 0.50% · 4.625%
HK$21,109
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,104/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,950
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,571
−HK$630/mo
Today · 4.125%
HK$21,201
baseline
▲ 0.50% · 4.625%
HK$22,491
+HK$1,290/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,402/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,194
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,790
−HK$604/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,627
+HK$1,233/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,448
−HK$811/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,917
+HK$1,658/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,536
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,301
−HK$776/mo
Today · 4.125%
HK$30,077
baseline
▲ 0.50% · 4.625%
HK$31,663
+HK$1,586/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$60,154/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,937 · Scale 2, in force from 26 Feb 2026)