LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,503
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$146,936
−HK$4,503/mo
Today · 4.125%
HK$151,439
baseline
▲ 0.50% · 4.625%
HK$160,654
+HK$9,215/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$302,878/mo (50% DSR)
Upfront cash ≈ HK$33.90M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,533
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$162,785
−HK$4,313/mo
Today · 4.125%
HK$167,098
baseline
▲ 0.50% · 4.625%
HK$175,906
+HK$8,808/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$334,196/mo (50% DSR)
Upfront cash ≈ HK$33.90M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,004
−HK$10,723/mo
▼ 0.25% · 3.875%
HK$176,323
−HK$5,404/mo
Today · 4.125%
HK$181,727
baseline
▲ 0.50% · 4.625%
HK$192,785
+HK$11,058/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$363,454/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,240
−HK$10,278/mo
▼ 0.25% · 3.875%
HK$195,342
−HK$5,176/mo
Today · 4.125%
HK$200,518
baseline
▲ 0.50% · 4.625%
HK$211,088
+HK$10,570/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$401,036/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,504
−HK$12,511/mo
▼ 0.25% · 3.875%
HK$205,710
−HK$6,305/mo
Today · 4.125%
HK$212,015
baseline
▲ 0.50% · 4.625%
HK$224,916
+HK$12,901/mo
Deposit HK$18.75M · loan HK$43.75M · min. income ≈ HK$424,030/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,947
−HK$11,991/mo
▼ 0.25% · 3.875%
HK$227,899
−HK$6,039/mo
Today · 4.125%
HK$233,938
baseline
▲ 0.50% · 4.625%
HK$246,269
+HK$12,331/mo
Deposit HK$18.75M · loan HK$43.75M · min. income ≈ HK$467,876/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,506
−HK$16,085/mo
▼ 0.25% · 3.875%
HK$264,484
−HK$8,107/mo
Today · 4.125%
HK$272,591
baseline
▲ 0.50% · 4.625%
HK$289,177
+HK$16,586/mo
Deposit HK$6.25M · loan HK$56.24M · min. income ≈ HK$545,182/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,360
−HK$15,417/mo
▼ 0.25% · 3.875%
HK$293,013
−HK$7,764/mo
Today · 4.125%
HK$300,777
baseline
▲ 0.50% · 4.625%
HK$316,631
+HK$15,854/mo
Deposit HK$6.25M · loan HK$56.24M · min. income ≈ HK$601,554/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,009 · Scale 2, in force from 26 Feb 2026)