LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,251
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,694
−HK$450/mo
Today · 4.125%
HK$15,144
baseline
▲ 0.50% · 4.625%
HK$16,066
+HK$922/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,288/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,854
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,279
−HK$431/mo
Today · 4.125%
HK$16,710
baseline
▲ 0.50% · 4.625%
HK$17,591
+HK$881/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,420/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,101
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,633
−HK$540/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,279
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,024
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,535
−HK$517/mo
Today · 4.125%
HK$20,052
baseline
▲ 0.50% · 4.625%
HK$21,109
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,104/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,951
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,572
−HK$630/mo
Today · 4.125%
HK$21,202
baseline
▲ 0.50% · 4.625%
HK$22,492
+HK$1,290/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,404/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,195
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,790
−HK$604/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,627
+HK$1,233/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$811/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,658/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,537
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$776/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,586/mo
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,959 · Scale 2, in force from 26 Feb 2026)