LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,523
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,957
−HK$4,504/mo
Today · 4.125%
HK$151,461
baseline
▲ 0.50% · 4.625%
HK$160,677
+HK$9,216/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$302,922/mo (50% DSR)
Upfront cash ≈ HK$33.91M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,556
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$162,808
−HK$4,314/mo
Today · 4.125%
HK$167,122
baseline
▲ 0.50% · 4.625%
HK$175,931
+HK$8,809/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$334,244/mo (50% DSR)
Upfront cash ≈ HK$33.91M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,028
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$176,348
−HK$5,405/mo
Today · 4.125%
HK$181,753
baseline
▲ 0.50% · 4.625%
HK$192,812
+HK$11,059/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$363,506/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,267
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$195,370
−HK$5,176/mo
Today · 4.125%
HK$200,546
baseline
▲ 0.50% · 4.625%
HK$211,118
+HK$10,572/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$401,092/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,533
−HK$12,512/mo
▼ 0.25% · 3.875%
HK$205,739
−HK$6,306/mo
Today · 4.125%
HK$212,045
baseline
▲ 0.50% · 4.625%
HK$224,948
+HK$12,903/mo
Deposit HK$18.75M · loan HK$43.75M · min. income ≈ HK$424,090/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,978
−HK$11,993/mo
▼ 0.25% · 3.875%
HK$227,931
−HK$6,040/mo
Today · 4.125%
HK$233,971
baseline
▲ 0.50% · 4.625%
HK$246,304
+HK$12,333/mo
Deposit HK$18.75M · loan HK$43.75M · min. income ≈ HK$467,942/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,542
−HK$16,087/mo
▼ 0.25% · 3.875%
HK$264,522
−HK$8,107/mo
Today · 4.125%
HK$272,629
baseline
▲ 0.50% · 4.625%
HK$289,218
+HK$16,589/mo
Deposit HK$6.25M · loan HK$56.25M · min. income ≈ HK$545,258/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,400
−HK$15,420/mo
▼ 0.25% · 3.875%
HK$293,055
−HK$7,765/mo
Today · 4.125%
HK$300,820
baseline
▲ 0.50% · 4.625%
HK$316,676
+HK$15,856/mo
Deposit HK$6.25M · loan HK$56.25M · min. income ≈ HK$601,640/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,387 · Scale 2, in force from 26 Feb 2026)