LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,533
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,967
−HK$4,504/mo
Today · 4.125%
HK$151,471
baseline
▲ 0.50% · 4.625%
HK$160,688
+HK$9,217/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$302,942/mo (50% DSR)
Upfront cash ≈ HK$33.91M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,567
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$162,819
−HK$4,314/mo
Today · 4.125%
HK$167,133
baseline
▲ 0.50% · 4.625%
HK$175,943
+HK$8,810/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$334,266/mo (50% DSR)
Upfront cash ≈ HK$33.91M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,040
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$176,360
−HK$5,405/mo
Today · 4.125%
HK$181,765
baseline
▲ 0.50% · 4.625%
HK$192,825
+HK$11,060/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$363,530/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,280
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$195,383
−HK$5,177/mo
Today · 4.125%
HK$200,560
baseline
▲ 0.50% · 4.625%
HK$211,132
+HK$10,572/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$401,120/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,546
−HK$12,513/mo
▼ 0.25% · 3.875%
HK$205,753
−HK$6,306/mo
Today · 4.125%
HK$212,059
baseline
▲ 0.50% · 4.625%
HK$224,963
+HK$12,904/mo
Deposit HK$18.75M · loan HK$43.76M · min. income ≈ HK$424,118/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,993
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$227,947
−HK$6,040/mo
Today · 4.125%
HK$233,987
baseline
▲ 0.50% · 4.625%
HK$246,320
+HK$12,333/mo
Deposit HK$18.75M · loan HK$43.76M · min. income ≈ HK$467,974/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,559
−HK$16,089/mo
▼ 0.25% · 3.875%
HK$264,540
−HK$8,108/mo
Today · 4.125%
HK$272,648
baseline
▲ 0.50% · 4.625%
HK$289,238
+HK$16,590/mo
Deposit HK$6.25M · loan HK$56.26M · min. income ≈ HK$545,296/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,420
−HK$15,420/mo
▼ 0.25% · 3.875%
HK$293,075
−HK$7,765/mo
Today · 4.125%
HK$300,840
baseline
▲ 0.50% · 4.625%
HK$316,698
+HK$15,858/mo
Deposit HK$6.25M · loan HK$56.26M · min. income ≈ HK$601,680/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,567 · Scale 2, in force from 26 Feb 2026)