LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,535
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,968
−HK$4,505/mo
Today · 4.125%
HK$151,473
baseline
▲ 0.50% · 4.625%
HK$160,690
+HK$9,217/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$302,946/mo (50% DSR)
Upfront cash ≈ HK$33.91M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,568
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$162,821
−HK$4,314/mo
Today · 4.125%
HK$167,135
baseline
▲ 0.50% · 4.625%
HK$175,945
+HK$8,810/mo
Deposit HK$31.25M · loan HK$31.25M · min. income ≈ HK$334,270/mo (50% DSR)
Upfront cash ≈ HK$33.91M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,042
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$176,362
−HK$5,405/mo
Today · 4.125%
HK$181,767
baseline
▲ 0.50% · 4.625%
HK$192,828
+HK$11,061/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$363,534/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,282
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$195,385
−HK$5,177/mo
Today · 4.125%
HK$200,562
baseline
▲ 0.50% · 4.625%
HK$211,134
+HK$10,572/mo
Deposit HK$25.00M · loan HK$37.50M · min. income ≈ HK$401,124/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,549
−HK$12,513/mo
▼ 0.25% · 3.875%
HK$205,756
−HK$6,306/mo
Today · 4.125%
HK$212,062
baseline
▲ 0.50% · 4.625%
HK$224,966
+HK$12,904/mo
Deposit HK$18.75M · loan HK$43.76M · min. income ≈ HK$424,124/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,996
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$227,950
−HK$6,040/mo
Today · 4.125%
HK$233,990
baseline
▲ 0.50% · 4.625%
HK$246,323
+HK$12,333/mo
Deposit HK$18.75M · loan HK$43.76M · min. income ≈ HK$467,980/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,563
−HK$16,088/mo
▼ 0.25% · 3.875%
HK$264,543
−HK$8,108/mo
Today · 4.125%
HK$272,651
baseline
▲ 0.50% · 4.625%
HK$289,241
+HK$16,590/mo
Deposit HK$6.25M · loan HK$56.26M · min. income ≈ HK$545,302/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,423
−HK$15,421/mo
▼ 0.25% · 3.875%
HK$293,078
−HK$7,766/mo
Today · 4.125%
HK$300,844
baseline
▲ 0.50% · 4.625%
HK$316,702
+HK$15,858/mo
Deposit HK$6.25M · loan HK$56.26M · min. income ≈ HK$601,688/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,656,599 · Scale 2, in force from 26 Feb 2026)