LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,257
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,700
−HK$451/mo
Today · 4.125%
HK$15,151
baseline
▲ 0.50% · 4.625%
HK$16,073
+HK$922/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,302/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,860
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,286
−HK$431/mo
Today · 4.125%
HK$16,717
baseline
▲ 0.50% · 4.625%
HK$17,598
+HK$881/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,108
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,640
−HK$541/mo
Today · 4.125%
HK$18,181
baseline
▲ 0.50% · 4.625%
HK$19,287
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,362/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,032
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,543
−HK$518/mo
Today · 4.125%
HK$20,061
baseline
▲ 0.50% · 4.625%
HK$21,118
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,122/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,959
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,580
−HK$631/mo
Today · 4.125%
HK$21,211
baseline
▲ 0.50% · 4.625%
HK$22,502
+HK$1,291/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,422/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,205
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,800
−HK$604/mo
Today · 4.125%
HK$23,404
baseline
▲ 0.50% · 4.625%
HK$24,638
+HK$1,234/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,808/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,662
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,460
−HK$811/mo
Today · 4.125%
HK$27,271
baseline
▲ 0.50% · 4.625%
HK$28,931
+HK$1,660/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$54,542/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,549
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,314
−HK$777/mo
Today · 4.125%
HK$30,091
baseline
▲ 0.50% · 4.625%
HK$31,677
+HK$1,586/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$60,182/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$160,223 · Scale 2, in force from 26 Feb 2026)