LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,575
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$147,010
−HK$4,506/mo
Today · 4.125%
HK$151,516
baseline
▲ 0.50% · 4.625%
HK$160,735
+HK$9,219/mo
Deposit HK$31.26M · loan HK$31.26M · min. income ≈ HK$303,032/mo (50% DSR)
Upfront cash ≈ HK$33.92M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,613
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$162,867
−HK$4,316/mo
Today · 4.125%
HK$167,183
baseline
▲ 0.50% · 4.625%
HK$175,995
+HK$8,812/mo
Deposit HK$31.26M · loan HK$31.26M · min. income ≈ HK$334,366/mo (50% DSR)
Upfront cash ≈ HK$33.92M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,090
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$176,412
−HK$5,407/mo
Today · 4.125%
HK$181,819
baseline
▲ 0.50% · 4.625%
HK$192,882
+HK$11,063/mo
Deposit HK$25.01M · loan HK$37.52M · min. income ≈ HK$363,638/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,336
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$195,441
−HK$5,178/mo
Today · 4.125%
HK$200,619
baseline
▲ 0.50% · 4.625%
HK$211,194
+HK$10,575/mo
Deposit HK$25.01M · loan HK$37.52M · min. income ≈ HK$401,238/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,605
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$205,814
−HK$6,308/mo
Today · 4.125%
HK$212,122
baseline
▲ 0.50% · 4.625%
HK$225,029
+HK$12,907/mo
Deposit HK$18.76M · loan HK$43.77M · min. income ≈ HK$424,244/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,059
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$228,014
−HK$6,042/mo
Today · 4.125%
HK$234,056
baseline
▲ 0.50% · 4.625%
HK$246,393
+HK$12,337/mo
Deposit HK$18.76M · loan HK$43.77M · min. income ≈ HK$468,112/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,635
−HK$16,094/mo
▼ 0.25% · 3.875%
HK$264,618
−HK$8,111/mo
Today · 4.125%
HK$272,729
baseline
▲ 0.50% · 4.625%
HK$289,324
+HK$16,595/mo
Deposit HK$6.25M · loan HK$56.27M · min. income ≈ HK$545,458/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,504
−HK$15,425/mo
▼ 0.25% · 3.875%
HK$293,161
−HK$7,768/mo
Today · 4.125%
HK$300,929
baseline
▲ 0.50% · 4.625%
HK$316,792
+HK$15,863/mo
Deposit HK$6.25M · loan HK$56.27M · min. income ≈ HK$601,858/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,657,353 · Scale 2, in force from 26 Feb 2026)