LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,259
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,703
−HK$451/mo
Today · 4.125%
HK$15,154
baseline
▲ 0.50% · 4.625%
HK$16,076
+HK$922/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,308/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,863
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,289
−HK$432/mo
Today · 4.125%
HK$16,721
baseline
▲ 0.50% · 4.625%
HK$17,602
+HK$881/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,442/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,111
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,644
−HK$540/mo
Today · 4.125%
HK$18,184
baseline
▲ 0.50% · 4.625%
HK$19,291
+HK$1,107/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,368/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,036
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,547
−HK$518/mo
Today · 4.125%
HK$20,065
baseline
▲ 0.50% · 4.625%
HK$21,122
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,130/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,963
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,584
−HK$631/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,506
+HK$1,291/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,209
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$604/mo
Today · 4.125%
HK$23,409
baseline
▲ 0.50% · 4.625%
HK$24,643
+HK$1,234/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,818/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,667
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$812/mo
Today · 4.125%
HK$27,277
baseline
▲ 0.50% · 4.625%
HK$28,936
+HK$1,659/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$54,554/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,554
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,320
−HK$777/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,683
+HK$1,586/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,344 · Scale 2, in force from 26 Feb 2026)