LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,262
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,706
−HK$450/mo
Today · 4.125%
HK$15,156
baseline
▲ 0.50% · 4.625%
HK$16,079
+HK$923/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,312/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,866
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,292
−HK$432/mo
Today · 4.125%
HK$16,724
baseline
▲ 0.50% · 4.625%
HK$17,605
+HK$881/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,448/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,114
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,647
−HK$541/mo
Today · 4.125%
HK$18,188
baseline
▲ 0.50% · 4.625%
HK$19,294
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,376/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,040
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,550
−HK$518/mo
Today · 4.125%
HK$20,068
baseline
▲ 0.50% · 4.625%
HK$21,126
+HK$1,058/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,136/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,967
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,588
−HK$631/mo
Today · 4.125%
HK$21,219
baseline
▲ 0.50% · 4.625%
HK$22,510
+HK$1,291/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,438/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,213
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$604/mo
Today · 4.125%
HK$23,413
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,234/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,826/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,672
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,470
−HK$811/mo
Today · 4.125%
HK$27,281
baseline
▲ 0.50% · 4.625%
HK$28,941
+HK$1,660/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$54,562/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,559
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,325
−HK$777/mo
Today · 4.125%
HK$30,102
baseline
▲ 0.50% · 4.625%
HK$31,689
+HK$1,587/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$60,204/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,456 · Scale 2, in force from 26 Feb 2026)