LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,622
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,059
−HK$4,507/mo
Today · 4.125%
HK$151,566
baseline
▲ 0.50% · 4.625%
HK$160,789
+HK$9,223/mo
Deposit HK$31.27M · loan HK$31.27M · min. income ≈ HK$303,132/mo (50% DSR)
Upfront cash ≈ HK$33.93M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,666
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$162,921
−HK$4,317/mo
Today · 4.125%
HK$167,238
baseline
▲ 0.50% · 4.625%
HK$176,054
+HK$8,816/mo
Deposit HK$31.27M · loan HK$31.27M · min. income ≈ HK$334,476/mo (50% DSR)
Upfront cash ≈ HK$33.93M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,147
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,471
−HK$5,408/mo
Today · 4.125%
HK$181,879
baseline
▲ 0.50% · 4.625%
HK$192,946
+HK$11,067/mo
Deposit HK$25.02M · loan HK$37.53M · min. income ≈ HK$363,758/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,399
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$195,506
−HK$5,180/mo
Today · 4.125%
HK$200,686
baseline
▲ 0.50% · 4.625%
HK$211,264
+HK$10,578/mo
Deposit HK$25.02M · loan HK$37.53M · min. income ≈ HK$401,372/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,671
−HK$12,522/mo
▼ 0.25% · 3.875%
HK$205,882
−HK$6,311/mo
Today · 4.125%
HK$212,193
baseline
▲ 0.50% · 4.625%
HK$225,104
+HK$12,911/mo
Deposit HK$18.76M · loan HK$43.78M · min. income ≈ HK$424,386/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,132
−HK$12,002/mo
▼ 0.25% · 3.875%
HK$228,090
−HK$6,044/mo
Today · 4.125%
HK$234,134
baseline
▲ 0.50% · 4.625%
HK$246,475
+HK$12,341/mo
Deposit HK$18.76M · loan HK$43.78M · min. income ≈ HK$468,268/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,720
−HK$16,099/mo
▼ 0.25% · 3.875%
HK$264,706
−HK$8,113/mo
Today · 4.125%
HK$272,819
baseline
▲ 0.50% · 4.625%
HK$289,419
+HK$16,600/mo
Deposit HK$6.25M · loan HK$56.29M · min. income ≈ HK$545,638/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,599
−HK$15,430/mo
▼ 0.25% · 3.875%
HK$293,258
−HK$7,771/mo
Today · 4.125%
HK$301,029
baseline
▲ 0.50% · 4.625%
HK$316,897
+HK$15,868/mo
Deposit HK$6.25M · loan HK$56.29M · min. income ≈ HK$602,058/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,658,234 · Scale 2, in force from 26 Feb 2026)