LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,635
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$147,072
−HK$4,508/mo
Today · 4.125%
HK$151,580
baseline
▲ 0.50% · 4.625%
HK$160,803
+HK$9,223/mo
Deposit HK$31.28M · loan HK$31.28M · min. income ≈ HK$303,160/mo (50% DSR)
Upfront cash ≈ HK$33.93M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,680
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$162,936
−HK$4,317/mo
Today · 4.125%
HK$167,253
baseline
▲ 0.50% · 4.625%
HK$176,069
+HK$8,816/mo
Deposit HK$31.28M · loan HK$31.28M · min. income ≈ HK$334,506/mo (50% DSR)
Upfront cash ≈ HK$33.93M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,162
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$176,486
−HK$5,410/mo
Today · 4.125%
HK$181,896
baseline
▲ 0.50% · 4.625%
HK$192,964
+HK$11,068/mo
Deposit HK$25.02M · loan HK$37.53M · min. income ≈ HK$363,792/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,416
−HK$10,288/mo
▼ 0.25% · 3.875%
HK$195,523
−HK$5,181/mo
Today · 4.125%
HK$200,704
baseline
▲ 0.50% · 4.625%
HK$211,283
+HK$10,579/mo
Deposit HK$25.02M · loan HK$37.53M · min. income ≈ HK$401,408/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,689
−HK$12,523/mo
▼ 0.25% · 3.875%
HK$205,901
−HK$6,311/mo
Today · 4.125%
HK$212,212
baseline
▲ 0.50% · 4.625%
HK$225,124
+HK$12,912/mo
Deposit HK$18.77M · loan HK$43.79M · min. income ≈ HK$424,424/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,152
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$228,110
−HK$6,045/mo
Today · 4.125%
HK$234,155
baseline
▲ 0.50% · 4.625%
HK$246,497
+HK$12,342/mo
Deposit HK$18.77M · loan HK$43.79M · min. income ≈ HK$468,310/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,743
−HK$16,101/mo
▼ 0.25% · 3.875%
HK$264,730
−HK$8,114/mo
Today · 4.125%
HK$272,844
baseline
▲ 0.50% · 4.625%
HK$289,445
+HK$16,601/mo
Deposit HK$6.26M · loan HK$56.30M · min. income ≈ HK$545,688/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,625
−HK$15,431/mo
▼ 0.25% · 3.875%
HK$293,285
−HK$7,771/mo
Today · 4.125%
HK$301,056
baseline
▲ 0.50% · 4.625%
HK$316,925
+HK$15,869/mo
Deposit HK$6.26M · loan HK$56.30M · min. income ≈ HK$602,112/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$2,658,473 · Scale 2, in force from 26 Feb 2026)