LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,264
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,707
−HK$451/mo
Today · 4.125%
HK$15,158
baseline
▲ 0.50% · 4.625%
HK$16,080
+HK$922/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,316/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,868
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,294
−HK$431/mo
Today · 4.125%
HK$16,725
baseline
▲ 0.50% · 4.625%
HK$17,607
+HK$882/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,450/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,116
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,649
−HK$541/mo
Today · 4.125%
HK$18,190
baseline
▲ 0.50% · 4.625%
HK$19,296
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,380/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,042
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,552
−HK$518/mo
Today · 4.125%
HK$20,070
baseline
▲ 0.50% · 4.625%
HK$21,128
+HK$1,058/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,140/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,969
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,590
−HK$631/mo
Today · 4.125%
HK$21,221
baseline
▲ 0.50% · 4.625%
HK$22,512
+HK$1,291/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,442/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,215
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,811
−HK$605/mo
Today · 4.125%
HK$23,416
baseline
▲ 0.50% · 4.625%
HK$24,650
+HK$1,234/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,832/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,674
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,473
−HK$811/mo
Today · 4.125%
HK$27,284
baseline
▲ 0.50% · 4.625%
HK$28,945
+HK$1,661/mo
Deposit HK$626K · loan HK$5.63M · min. income ≈ HK$54,568/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,563
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,329
−HK$777/mo
Today · 4.125%
HK$30,106
baseline
▲ 0.50% · 4.625%
HK$31,693
+HK$1,587/mo
Deposit HK$626K · loan HK$5.63M · min. income ≈ HK$60,212/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,525 · Scale 2, in force from 26 Feb 2026)