LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,706
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,145
−HK$4,510/mo
Today · 4.125%
HK$151,655
baseline
▲ 0.50% · 4.625%
HK$160,883
+HK$9,228/mo
Deposit HK$31.29M · loan HK$31.29M · min. income ≈ HK$303,310/mo (50% DSR)
Upfront cash ≈ HK$33.95M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,759
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,017
−HK$4,319/mo
Today · 4.125%
HK$167,336
baseline
▲ 0.50% · 4.625%
HK$176,157
+HK$8,821/mo
Deposit HK$31.29M · loan HK$31.29M · min. income ≈ HK$334,672/mo (50% DSR)
Upfront cash ≈ HK$33.95M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,247
−HK$10,739/mo
▼ 0.25% · 3.875%
HK$176,574
−HK$5,412/mo
Today · 4.125%
HK$181,986
baseline
▲ 0.50% · 4.625%
HK$193,059
+HK$11,073/mo
Deposit HK$25.03M · loan HK$37.55M · min. income ≈ HK$363,972/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,511
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$195,620
−HK$5,183/mo
Today · 4.125%
HK$200,803
baseline
▲ 0.50% · 4.625%
HK$211,388
+HK$10,585/mo
Deposit HK$25.03M · loan HK$37.55M · min. income ≈ HK$401,606/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,788
−HK$12,529/mo
▼ 0.25% · 3.875%
HK$206,003
−HK$6,314/mo
Today · 4.125%
HK$212,317
baseline
▲ 0.50% · 4.625%
HK$225,236
+HK$12,919/mo
Deposit HK$18.77M · loan HK$43.81M · min. income ≈ HK$424,634/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,262
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$228,223
−HK$6,047/mo
Today · 4.125%
HK$234,270
baseline
▲ 0.50% · 4.625%
HK$246,619
+HK$12,349/mo
Deposit HK$18.77M · loan HK$43.81M · min. income ≈ HK$468,540/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,870
−HK$16,108/mo
▼ 0.25% · 3.875%
HK$264,861
−HK$8,117/mo
Today · 4.125%
HK$272,978
baseline
▲ 0.50% · 4.625%
HK$289,589
+HK$16,611/mo
Deposit HK$6.26M · loan HK$56.32M · min. income ≈ HK$545,956/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,766
−HK$15,439/mo
▼ 0.25% · 3.875%
HK$293,430
−HK$7,775/mo
Today · 4.125%
HK$301,205
baseline
▲ 0.50% · 4.625%
HK$317,082
+HK$15,877/mo
Deposit HK$6.26M · loan HK$56.32M · min. income ≈ HK$602,410/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,659,788 · Scale 2, in force from 26 Feb 2026)