LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,762
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$147,203
−HK$4,512/mo
Today · 4.125%
HK$151,715
baseline
▲ 0.50% · 4.625%
HK$160,946
+HK$9,231/mo
Deposit HK$31.30M · loan HK$31.30M · min. income ≈ HK$303,430/mo (50% DSR)
Upfront cash ≈ HK$33.96M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,821
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$163,081
−HK$4,321/mo
Today · 4.125%
HK$167,402
baseline
▲ 0.50% · 4.625%
HK$176,226
+HK$8,824/mo
Deposit HK$31.30M · loan HK$31.30M · min. income ≈ HK$334,804/mo (50% DSR)
Upfront cash ≈ HK$33.96M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,315
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$176,643
−HK$5,415/mo
Today · 4.125%
HK$182,058
baseline
▲ 0.50% · 4.625%
HK$193,135
+HK$11,077/mo
Deposit HK$25.04M · loan HK$37.56M · min. income ≈ HK$364,116/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,586
−HK$10,297/mo
▼ 0.25% · 3.875%
HK$195,697
−HK$5,186/mo
Today · 4.125%
HK$200,883
baseline
▲ 0.50% · 4.625%
HK$211,471
+HK$10,588/mo
Deposit HK$25.04M · loan HK$37.56M · min. income ≈ HK$401,766/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,867
−HK$12,533/mo
▼ 0.25% · 3.875%
HK$206,084
−HK$6,316/mo
Today · 4.125%
HK$212,400
baseline
▲ 0.50% · 4.625%
HK$225,324
+HK$12,924/mo
Deposit HK$18.78M · loan HK$43.83M · min. income ≈ HK$424,800/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,350
−HK$12,013/mo
▼ 0.25% · 3.875%
HK$228,313
−HK$6,050/mo
Today · 4.125%
HK$234,363
baseline
▲ 0.50% · 4.625%
HK$246,717
+HK$12,354/mo
Deposit HK$18.78M · loan HK$43.83M · min. income ≈ HK$468,726/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,972
−HK$16,114/mo
▼ 0.25% · 3.875%
HK$264,965
−HK$8,121/mo
Today · 4.125%
HK$273,086
baseline
▲ 0.50% · 4.625%
HK$289,703
+HK$16,617/mo
Deposit HK$6.26M · loan HK$56.35M · min. income ≈ HK$546,172/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,879
−HK$15,445/mo
▼ 0.25% · 3.875%
HK$293,546
−HK$7,778/mo
Today · 4.125%
HK$301,324
baseline
▲ 0.50% · 4.625%
HK$317,207
+HK$15,883/mo
Deposit HK$6.26M · loan HK$56.35M · min. income ≈ HK$602,648/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,660,838 · Scale 2, in force from 26 Feb 2026)