LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,277
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,721
−HK$451/mo
Today · 4.125%
HK$15,172
baseline
▲ 0.50% · 4.625%
HK$16,095
+HK$923/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,344/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,883
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,309
−HK$432/mo
Today · 4.125%
HK$16,741
baseline
▲ 0.50% · 4.625%
HK$17,623
+HK$882/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,482/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,132
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,665
−HK$541/mo
Today · 4.125%
HK$18,206
baseline
▲ 0.50% · 4.625%
HK$19,314
+HK$1,108/mo
Deposit HK$2.50M · loan HK$3.76M · min. income ≈ HK$36,412/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,059
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,570
−HK$519/mo
Today · 4.125%
HK$20,089
baseline
▲ 0.50% · 4.625%
HK$21,148
+HK$1,059/mo
Deposit HK$2.50M · loan HK$3.76M · min. income ≈ HK$40,178/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,987
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,609
−HK$632/mo
Today · 4.125%
HK$21,241
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,292/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,482/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$605/mo
Today · 4.125%
HK$23,437
baseline
▲ 0.50% · 4.625%
HK$24,672
+HK$1,235/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,874/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$812/mo
Today · 4.125%
HK$27,309
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,662/mo
Deposit HK$626K · loan HK$5.63M · min. income ≈ HK$54,618/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,355
−HK$778/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,589/mo
Deposit HK$626K · loan HK$5.63M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$161,097 · Scale 2, in force from 26 Feb 2026)