LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,781
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$147,222
−HK$4,513/mo
Today · 4.125%
HK$151,735
baseline
▲ 0.50% · 4.625%
HK$160,967
+HK$9,232/mo
Deposit HK$31.31M · loan HK$31.31M · min. income ≈ HK$303,470/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,843
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$163,103
−HK$4,321/mo
Today · 4.125%
HK$167,424
baseline
▲ 0.50% · 4.625%
HK$176,250
+HK$8,826/mo
Deposit HK$31.31M · loan HK$31.31M · min. income ≈ HK$334,848/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,337
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$176,667
−HK$5,415/mo
Today · 4.125%
HK$182,082
baseline
▲ 0.50% · 4.625%
HK$193,161
+HK$11,079/mo
Deposit HK$25.05M · loan HK$37.57M · min. income ≈ HK$364,164/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,611
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$195,723
−HK$5,186/mo
Today · 4.125%
HK$200,909
baseline
▲ 0.50% · 4.625%
HK$211,499
+HK$10,590/mo
Deposit HK$25.05M · loan HK$37.57M · min. income ≈ HK$401,818/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,894
−HK$12,535/mo
▼ 0.25% · 3.875%
HK$206,111
−HK$6,318/mo
Today · 4.125%
HK$212,429
baseline
▲ 0.50% · 4.625%
HK$225,354
+HK$12,925/mo
Deposit HK$18.78M · loan HK$43.83M · min. income ≈ HK$424,858/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,380
−HK$12,014/mo
▼ 0.25% · 3.875%
HK$228,344
−HK$6,050/mo
Today · 4.125%
HK$234,394
baseline
▲ 0.50% · 4.625%
HK$246,749
+HK$12,355/mo
Deposit HK$18.78M · loan HK$43.83M · min. income ≈ HK$468,788/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,006
−HK$16,117/mo
▼ 0.25% · 3.875%
HK$265,000
−HK$8,123/mo
Today · 4.125%
HK$273,123
baseline
▲ 0.50% · 4.625%
HK$289,741
+HK$16,618/mo
Deposit HK$6.26M · loan HK$56.35M · min. income ≈ HK$546,246/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,917
−HK$15,447/mo
▼ 0.25% · 3.875%
HK$293,585
−HK$7,779/mo
Today · 4.125%
HK$301,364
baseline
▲ 0.50% · 4.625%
HK$317,249
+HK$15,885/mo
Deposit HK$6.26M · loan HK$56.35M · min. income ≈ HK$602,728/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,661,192 · Scale 2, in force from 26 Feb 2026)