LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,278
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,722
−HK$452/mo
Today · 4.125%
HK$15,174
baseline
▲ 0.50% · 4.625%
HK$16,097
+HK$923/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,348/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,884
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,310
−HK$433/mo
Today · 4.125%
HK$16,743
baseline
▲ 0.50% · 4.625%
HK$17,625
+HK$882/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,486/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,134
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,667
−HK$541/mo
Today · 4.125%
HK$18,208
baseline
▲ 0.50% · 4.625%
HK$19,316
+HK$1,108/mo
Deposit HK$2.50M · loan HK$3.76M · min. income ≈ HK$36,416/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,061
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,573
−HK$518/mo
Today · 4.125%
HK$20,091
baseline
▲ 0.50% · 4.625%
HK$21,150
+HK$1,059/mo
Deposit HK$2.50M · loan HK$3.76M · min. income ≈ HK$40,182/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,990
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,611
−HK$632/mo
Today · 4.125%
HK$21,243
baseline
▲ 0.50% · 4.625%
HK$22,536
+HK$1,293/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,486/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,238
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,835
−HK$605/mo
Today · 4.125%
HK$23,440
baseline
▲ 0.50% · 4.625%
HK$24,675
+HK$1,235/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,880/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,701
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$813/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,661/mo
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$778/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,725
+HK$1,588/mo
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$161,170 · Scale 2, in force from 26 Feb 2026)