LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,796
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$147,237
−HK$4,513/mo
Today · 4.125%
HK$151,750
baseline
▲ 0.50% · 4.625%
HK$160,984
+HK$9,234/mo
Deposit HK$31.31M · loan HK$31.31M · min. income ≈ HK$303,500/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,859
−HK$8,582/mo
▼ 0.25% · 3.875%
HK$163,119
−HK$4,322/mo
Today · 4.125%
HK$167,441
baseline
▲ 0.50% · 4.625%
HK$176,267
+HK$8,826/mo
Deposit HK$31.31M · loan HK$31.31M · min. income ≈ HK$334,882/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,355
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$176,685
−HK$5,415/mo
Today · 4.125%
HK$182,100
baseline
▲ 0.50% · 4.625%
HK$193,181
+HK$11,081/mo
Deposit HK$25.05M · loan HK$37.57M · min. income ≈ HK$364,200/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,630
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$195,743
−HK$5,187/mo
Today · 4.125%
HK$200,930
baseline
▲ 0.50% · 4.625%
HK$211,521
+HK$10,591/mo
Deposit HK$25.05M · loan HK$37.57M · min. income ≈ HK$401,860/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,914
−HK$12,536/mo
▼ 0.25% · 3.875%
HK$206,132
−HK$6,318/mo
Today · 4.125%
HK$212,450
baseline
▲ 0.50% · 4.625%
HK$225,377
+HK$12,927/mo
Deposit HK$18.79M · loan HK$43.84M · min. income ≈ HK$424,900/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,402
−HK$12,016/mo
▼ 0.25% · 3.875%
HK$228,367
−HK$6,051/mo
Today · 4.125%
HK$234,418
baseline
▲ 0.50% · 4.625%
HK$246,774
+HK$12,356/mo
Deposit HK$18.79M · loan HK$43.84M · min. income ≈ HK$468,836/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,032
−HK$16,118/mo
▼ 0.25% · 3.875%
HK$265,027
−HK$8,123/mo
Today · 4.125%
HK$273,150
baseline
▲ 0.50% · 4.625%
HK$289,771
+HK$16,621/mo
Deposit HK$6.26M · loan HK$56.36M · min. income ≈ HK$546,300/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,946
−HK$15,448/mo
▼ 0.25% · 3.875%
HK$293,614
−HK$7,780/mo
Today · 4.125%
HK$301,394
baseline
▲ 0.50% · 4.625%
HK$317,281
+HK$15,887/mo
Deposit HK$6.26M · loan HK$56.36M · min. income ≈ HK$602,788/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,661,461 · Scale 2, in force from 26 Feb 2026)