LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,280
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,724
−HK$451/mo
Today · 4.125%
HK$15,175
baseline
▲ 0.50% · 4.625%
HK$16,099
+HK$924/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,350/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,886
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,312
−HK$433/mo
Today · 4.125%
HK$16,745
baseline
▲ 0.50% · 4.625%
HK$17,627
+HK$882/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,490/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,136
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,669
−HK$542/mo
Today · 4.125%
HK$18,211
baseline
▲ 0.50% · 4.625%
HK$19,319
+HK$1,108/mo
Deposit HK$2.50M · loan HK$3.76M · min. income ≈ HK$36,422/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,064
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,575
−HK$519/mo
Today · 4.125%
HK$20,094
baseline
▲ 0.50% · 4.625%
HK$21,153
+HK$1,059/mo
Deposit HK$2.50M · loan HK$3.76M · min. income ≈ HK$40,188/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,992
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,614
−HK$632/mo
Today · 4.125%
HK$21,246
baseline
▲ 0.50% · 4.625%
HK$22,538
+HK$1,292/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,492/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,837
−HK$605/mo
Today · 4.125%
HK$23,442
baseline
▲ 0.50% · 4.625%
HK$24,678
+HK$1,236/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,884/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,704
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,504
−HK$812/mo
Today · 4.125%
HK$27,316
baseline
▲ 0.50% · 4.625%
HK$28,978
+HK$1,662/mo
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$54,632/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,595
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,362
−HK$778/mo
Today · 4.125%
HK$30,140
baseline
▲ 0.50% · 4.625%
HK$31,729
+HK$1,589/mo
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$60,280/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$161,245 · Scale 2, in force from 26 Feb 2026)