LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,810
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$147,252
−HK$4,513/mo
Today · 4.125%
HK$151,765
baseline
▲ 0.50% · 4.625%
HK$161,000
+HK$9,235/mo
Deposit HK$31.31M · loan HK$31.31M · min. income ≈ HK$303,530/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,875
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$163,136
−HK$4,322/mo
Today · 4.125%
HK$167,458
baseline
▲ 0.50% · 4.625%
HK$176,285
+HK$8,827/mo
Deposit HK$31.31M · loan HK$31.31M · min. income ≈ HK$334,916/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,372
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$176,703
−HK$5,415/mo
Today · 4.125%
HK$182,118
baseline
▲ 0.50% · 4.625%
HK$193,200
+HK$11,082/mo
Deposit HK$25.05M · loan HK$37.58M · min. income ≈ HK$364,236/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,650
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$195,763
−HK$5,187/mo
Today · 4.125%
HK$200,950
baseline
▲ 0.50% · 4.625%
HK$211,542
+HK$10,592/mo
Deposit HK$25.05M · loan HK$37.58M · min. income ≈ HK$401,900/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,934
−HK$12,537/mo
▼ 0.25% · 3.875%
HK$206,153
−HK$6,318/mo
Today · 4.125%
HK$212,471
baseline
▲ 0.50% · 4.625%
HK$225,400
+HK$12,929/mo
Deposit HK$18.79M · loan HK$43.84M · min. income ≈ HK$424,942/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,424
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$228,390
−HK$6,051/mo
Today · 4.125%
HK$234,441
baseline
▲ 0.50% · 4.625%
HK$246,799
+HK$12,358/mo
Deposit HK$18.79M · loan HK$43.84M · min. income ≈ HK$468,882/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,058
−HK$16,120/mo
▼ 0.25% · 3.875%
HK$265,054
−HK$8,124/mo
Today · 4.125%
HK$273,178
baseline
▲ 0.50% · 4.625%
HK$289,800
+HK$16,622/mo
Deposit HK$6.26M · loan HK$56.37M · min. income ≈ HK$546,356/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,974
−HK$15,451/mo
▼ 0.25% · 3.875%
HK$293,644
−HK$7,781/mo
Today · 4.125%
HK$301,425
baseline
▲ 0.50% · 4.625%
HK$317,313
+HK$15,888/mo
Deposit HK$6.26M · loan HK$56.37M · min. income ≈ HK$602,850/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$2,661,728 · Scale 2, in force from 26 Feb 2026)