LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,283
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,728
−HK$451/mo
Today · 4.125%
HK$15,179
baseline
▲ 0.50% · 4.625%
HK$16,103
+HK$924/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,358/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,890
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,316
−HK$432/mo
Today · 4.125%
HK$16,748
baseline
▲ 0.50% · 4.625%
HK$17,631
+HK$883/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,496/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,140
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,673
−HK$542/mo
Today · 4.125%
HK$18,215
baseline
▲ 0.50% · 4.625%
HK$19,323
+HK$1,108/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$36,430/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,068
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,579
−HK$519/mo
Today · 4.125%
HK$20,098
baseline
▲ 0.50% · 4.625%
HK$21,158
+HK$1,060/mo
Deposit HK$2.51M · loan HK$3.76M · min. income ≈ HK$40,196/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,997
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,619
−HK$631/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,544
+HK$1,294/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,246
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,843
−HK$605/mo
Today · 4.125%
HK$23,448
baseline
▲ 0.50% · 4.625%
HK$24,684
+HK$1,236/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,896/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,710
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$812/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,985
+HK$1,663/mo
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,602
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,369
−HK$778/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,589/mo
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$161,387 · Scale 2, in force from 26 Feb 2026)