LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,834
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,277
−HK$4,514/mo
Today · 4.125%
HK$151,791
baseline
▲ 0.50% · 4.625%
HK$161,027
+HK$9,236/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$303,582/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,902
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,163
−HK$4,324/mo
Today · 4.125%
HK$167,487
baseline
▲ 0.50% · 4.625%
HK$176,315
+HK$8,828/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$334,974/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,401
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$176,733
−HK$5,417/mo
Today · 4.125%
HK$182,150
baseline
▲ 0.50% · 4.625%
HK$193,233
+HK$11,083/mo
Deposit HK$25.06M · loan HK$37.58M · min. income ≈ HK$364,300/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,682
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$195,796
−HK$5,188/mo
Today · 4.125%
HK$200,984
baseline
▲ 0.50% · 4.625%
HK$211,578
+HK$10,594/mo
Deposit HK$25.06M · loan HK$37.58M · min. income ≈ HK$401,968/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,968
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,188
−HK$6,320/mo
Today · 4.125%
HK$212,508
baseline
▲ 0.50% · 4.625%
HK$225,438
+HK$12,930/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$425,016/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,462
−HK$12,019/mo
▼ 0.25% · 3.875%
HK$228,429
−HK$6,052/mo
Today · 4.125%
HK$234,481
baseline
▲ 0.50% · 4.625%
HK$246,841
+HK$12,360/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$468,962/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,102
−HK$16,122/mo
▼ 0.25% · 3.875%
HK$265,099
−HK$8,125/mo
Today · 4.125%
HK$273,224
baseline
▲ 0.50% · 4.625%
HK$289,849
+HK$16,625/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$546,448/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,023
−HK$15,453/mo
▼ 0.25% · 3.875%
HK$293,694
−HK$7,782/mo
Today · 4.125%
HK$301,476
baseline
▲ 0.50% · 4.625%
HK$317,367
+HK$15,891/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$602,952/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,183 · Scale 2, in force from 26 Feb 2026)