LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,835
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,278
−HK$4,514/mo
Today · 4.125%
HK$151,792
baseline
▲ 0.50% · 4.625%
HK$161,028
+HK$9,236/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$303,584/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,902
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,164
−HK$4,323/mo
Today · 4.125%
HK$167,487
baseline
▲ 0.50% · 4.625%
HK$176,316
+HK$8,829/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$334,974/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,402
−HK$10,748/mo
▼ 0.25% · 3.875%
HK$176,733
−HK$5,417/mo
Today · 4.125%
HK$182,150
baseline
▲ 0.50% · 4.625%
HK$193,234
+HK$11,084/mo
Deposit HK$25.06M · loan HK$37.58M · min. income ≈ HK$364,300/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,683
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$195,797
−HK$5,188/mo
Today · 4.125%
HK$200,985
baseline
▲ 0.50% · 4.625%
HK$211,579
+HK$10,594/mo
Deposit HK$25.06M · loan HK$37.58M · min. income ≈ HK$401,970/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,969
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,189
−HK$6,320/mo
Today · 4.125%
HK$212,509
baseline
▲ 0.50% · 4.625%
HK$225,439
+HK$12,930/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$425,018/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,463
−HK$12,019/mo
▼ 0.25% · 3.875%
HK$228,430
−HK$6,052/mo
Today · 4.125%
HK$234,482
baseline
▲ 0.50% · 4.625%
HK$246,842
+HK$12,360/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$468,964/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,103
−HK$16,122/mo
▼ 0.25% · 3.875%
HK$265,100
−HK$8,125/mo
Today · 4.125%
HK$273,225
baseline
▲ 0.50% · 4.625%
HK$289,850
+HK$16,625/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$546,450/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,024
−HK$15,453/mo
▼ 0.25% · 3.875%
HK$293,695
−HK$7,782/mo
Today · 4.125%
HK$301,477
baseline
▲ 0.50% · 4.625%
HK$317,369
+HK$15,892/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$602,954/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,193 · Scale 2, in force from 26 Feb 2026)