LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,839
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,282
−HK$4,514/mo
Today · 4.125%
HK$151,796
baseline
▲ 0.50% · 4.625%
HK$161,033
+HK$9,237/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$303,592/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,907
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,169
−HK$4,323/mo
Today · 4.125%
HK$167,492
baseline
▲ 0.50% · 4.625%
HK$176,321
+HK$8,829/mo
Deposit HK$31.32M · loan HK$31.32M · min. income ≈ HK$334,984/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,407
−HK$10,748/mo
▼ 0.25% · 3.875%
HK$176,738
−HK$5,417/mo
Today · 4.125%
HK$182,155
baseline
▲ 0.50% · 4.625%
HK$193,239
+HK$11,084/mo
Deposit HK$25.06M · loan HK$37.58M · min. income ≈ HK$364,310/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,688
−HK$10,303/mo
▼ 0.25% · 3.875%
HK$195,802
−HK$5,189/mo
Today · 4.125%
HK$200,991
baseline
▲ 0.50% · 4.625%
HK$211,585
+HK$10,594/mo
Deposit HK$25.06M · loan HK$37.58M · min. income ≈ HK$401,982/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,975
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,195
−HK$6,320/mo
Today · 4.125%
HK$212,515
baseline
▲ 0.50% · 4.625%
HK$225,446
+HK$12,931/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$425,030/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,470
−HK$12,019/mo
▼ 0.25% · 3.875%
HK$228,436
−HK$6,053/mo
Today · 4.125%
HK$234,489
baseline
▲ 0.50% · 4.625%
HK$246,849
+HK$12,360/mo
Deposit HK$18.79M · loan HK$43.85M · min. income ≈ HK$468,978/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,110
−HK$16,123/mo
▼ 0.25% · 3.875%
HK$265,108
−HK$8,125/mo
Today · 4.125%
HK$273,233
baseline
▲ 0.50% · 4.625%
HK$289,859
+HK$16,626/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$546,466/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,032
−HK$15,454/mo
▼ 0.25% · 3.875%
HK$293,704
−HK$7,782/mo
Today · 4.125%
HK$301,486
baseline
▲ 0.50% · 4.625%
HK$317,378
+HK$15,892/mo
Deposit HK$6.26M · loan HK$56.38M · min. income ≈ HK$602,972/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$2,662,270 · Scale 2, in force from 26 Feb 2026)